Insurance Needs When Buying a Home

​​​​​​​​​​Last Updated: July 24, 2025

Full version of publication: Insurance Needs When Buying a Home

​​

Your insurance needs change when you buy a home and it's not just homeowners insurance.

This guideincludes information on

  • Homeowners Insurance​
  • Private Mortgage Insurance
  • Title Insurance
  • Flood Insurance
  • Other insurance options to consider​​

Glossary Tip: To more easily view a glossary term in a PDF within your internet browser, simply hold the CTRL (control) key (or ⌘ key on a Mac) while clicking on the dotted-underlined term. This will open the glossary in a new window, allowing you to hold your spot within the consumer guide.


​Request a Copy by Mail

Order a publication online or call 1-800-236-8517 to request a copy.

File a Complaint

If you have a specific complaint​ about your insurance, refer it first to the insurance company or agent involved. If you do not receive satisfactory answers, contact the Office of the Commissioner of Insurance (OCI).


​​