Insurance Needs When Buying a Home

​​​​​​​​​​​​Last Updated: July 28, 2026​

Full version of publication: Insurance Needs When Buying a Home​ - opens in new window

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Your insurance​ needs change when you buy a home and it's not just homeowners insurance.

This gui​de includes information on

  • Homeowners Insurance​
  • Private Mortgage Insurance
  • Title Insurance​
  • Flood Insurance
  • Other insurance options to consider​​

Glossary Tip: To more easily view a glossary term in a PDF within your internet browser, simply hold the CTRL (control) key (or ⌘ key on a Mac) while clicking on the dotted-underlined term. This will open the glossary in a new window, allowing you to hold your spot within the consumer guide.


​Request a Copy by Mail

Order a publication online or call 1-800-236-8517 to request a copy.

File a Complaint

If you have a specific complaint​ about your insurance, refer it first to the insurance company or agent involved. If you do not receive satisfactory answers, contact the Office of the Commissioner of Insurance (OCI).

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