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Health Insurance for Small Employers and Their Employees

​​​​​​​​Last Updated: January 26, 2024​

Full version of publication: Health Insurance for Small Employers and Their Employees​

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Most small businesses do not have a extensive human resources department flush with expertise in selecting and managing health care insurance​.

This guidehelps small employers, generally defined as those with between two and 50 employees, understand their health care insurance options, and provides a comparison of premium​ rates​ available in the​ small employer health insurance market. ​​​

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GLOSSARY TIP: To more easily view a glossary term in a PDF within your internet browser, simply hold the CTRL (control) key (or ⌘ key on a Mac) while clicking on the dotted-underlined term​. This will open the glossary in a new window, allowing you to hold your spot within the consumer guide.


Request a Copy by Mail
Order a publication online here or call 1-800-236-8517 to request a copy.

File a Complaint
If you have a specific complaint​ about your insurance, refer it first to the insurance company or agent involved. If you do not receive satisfactory answers, contact the Office of the Commissioner of Insu​rance (OCI).
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