Health Insurance for Small Employers and Their Employees

​​​​​​​Last Updated: November 30, 2022

Full version of publication: Health Insurance for Small Employers and Their Employees​

Most small businesses do not have a extensive human resources department flush with expertise in selecting and managing health care insurance.

This guidehelps small employers, generally defined as those with between two and 50 employees, understand their health care insurance options, and provides a comparison of premium rates available in the​ small employer health insurance market. ​​​


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Request a Copy by Mail
If you wish to receive a printed version of this guide by mail, click here or call 1-800-236-8517 to request a copy.

File a Complaint
If you have a specific complaint about your insurance, refer it first to the insurance company or agent involved. If you do not receive satisfactory answers, contact the Office of the Commissioner of Insurance (OCI).

  • ​Reach out to OCI (1-800-236-8517, to speak with our staff. If sending an email, please indicate your name and phone number.

  • File a complaint with OCI. You can file a complaint online by clicking here. If you would like to file your complaint by mail, you can download a complaint form in English or Españ​ol.​