Health Insurance for Small Employers and Their Employees

​​​​​​​Last Updated: January 26, 2024​

Full version of publication: Health Insurance for Small Employers and Their Employees​

Most small businesses do not have a extensive human resources department flush with expertise in selecting and managing health care insurance.

This guidehelps small employers, generally defined as those with between two and 50 employees, understand their health care insurance options, and provides a comparison of premium rates available in the​ small employer health insurance market. ​​​


To more easily view a glossary term in a PDF within your internet browser, simply hold the CTRL (control) key (or ⌘ key on a Mac) while clicking on the dotted-underlined term​. This will open the glossary in a new window, allowing you to hold your spot within the consumer guide.

Request a Copy by Mail
Order a publication online here or call 1-800-236-8517 to request a copy.

File a Complaint
If you have a specific complaint​ about your insurance, refer it first to the insurance company or agent involved. If you do not receive satisfactory answers, contact the Office of the Commissioner of Insu​rance (OCI).