Plans on the HealthCare.gov Marketplace are presented in four “metal" categories: Bronze, Silver, Gold, and Platinum. Metal categories are based on how you and your plan split the costs of your health care (monthly premiums, deductibles, etc.); they have nothing to do with the quality of care itself. The cost of coverage will vary depending on factors such as the type of plan you select, your income, and your location. Depending on your income, you might qualify for subsidies to help pay for your coverage.
Keep in mind that low-cost Bronze plans might have high deductibles. That may mean you have to pay a lot of money out of pocket to receive health care before your health insurance starts paying.
Silver plans may be the best choice for many individuals and families. Silver plans may have no-cost or low-cost coverage for you to see a doctor or use the emergency room even though the monthly cost may be slightly more than a Bronze plan.