Last Updated: August 25, 2023
Full version of publication: Guide to Worker's Compensation Insurance for Employers
Worker's compensation provides protection mandated by state law for a worker and their dependents against injury and death occurring in the course of employment. It provides wage replacement and medical benefits to employees for accidental injuries or diseases related to the employee's work. Worker's compensation insurance is not health insurance.
This guidecovers important worker's compensation topics, including
- buying insurance
- who is covered
- insurance for farm accidents
- Uninsured Employers Fund
- benefits payable under Worker's Compensation Insurance
- costs
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File a Complaint
If you have a specific
complaint about your insurance, refer it first to the insurance company or agent involved. If you do not receive satisfactory answers, contact the Office of the Commissioner of Insurance (OCI).