Last Updated: March 23, 2021
General liability insurance is recommended for small businesses. Liability insurance covers property damage or personal injuries connected to your business. It also pays for legal fees and medical bills related to claims or injuries.
Small business liability insurance will not protect you from claims resulting from not fulfilling a contract, sexual harassment, or wrongful termination of employees.
Depending on the size and type of business, you may also need worker’s compensation, commercial auto, or professional liability insurance. Make sure to discuss your insurance with your agent and understand what your policy does and does not include.
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