Effective March 5, 2020, Governor Evers signed
2019 Wisconsin Act 183
into law. Act 183 expands the models eligible for registration. See below for more information on what meets the definition of an ATV and UTV.
all-terrain vehicle (ATV) is defined by Wisconsin law ss 340.01(2g)
as a commercially designed and manufactured motor-driven device that weighs 900 pounds or less, was manufactured with a width of 50 inches or less, has a seat that the user straddles and has three or more tires. This includes small or child-sized ATVs. The Department of Natural Resources provides complete information about
what can be registered as an ATV.
ATVs that do not fit this definition can be registered as UTVs.
Wisconsin law ss 23.33(1)(ng) defines a utility-terrain vehicle (UTV) as a commercially designed and manufactured motor-driven device that is designed to be used primarily off highway, and originally manufactured with: weight 2,000 pounds or less, four or more tires, steering wheel, tail light, brake light, two headlights, width of not more than 65 inches, seat belts, and roll bar or similar device. The DNR provides more information about
what can be registered as a UTV.
ATVs and UTVs operating in Wisconsin and that meet the statutory definitions need to be
registered with the Wisconsin DNR
Keep in mind that title and registration are required for trailers over 3,000 pounds. A title and registration are not required for trailers operated at or less than 3,000 pounds (unless used for hire or rental). Title and registration are encouraged for trailers that will be used on roads outside of Wisconsin, as other states may have different registration laws.
Wisconsin does not have a law that requires residents to carry liability insurance for their ATVs or UTVs (although some states do). While not required by law, insurance coverage can protect you from financial loss in the event of a collision, ATV theft, or accident-related lawsuit.
Many people think that their homeowners insurance will provide coverage for ATVs and UTVs. However, any coverage homeowners policies offer is very limited and may depend where the ATV or UTV is used and what it is used for.
OCI recommends that you talk to your insurance agent or company to find the coverage (liability and comprehensive) that provides financial protection from the costs of medical fees, repairs, and litigation.