The following is a list of carriers operating in Wisconsin who insure volunteer drivers under their personal auto policies and cover claims occurring while using the insured vehicle for volunteer purposes. It is important to remember insurance companies reserve the right to make underwriting and claim judgements based on the individual risk or claim presented. Typically, it would be expected that volunteer driving would not be on a regular basis and would be incidental to the overall usage of the vehicle. It is not unreasonable for a company to require proof—particularly in the event of a claim—the reimbursement was based on actual expenses incurred and/or the mileage reimbursement was based on IRS guidelines.
The Office of the Commissioner of Insurance recommends consumers read their policy in detail for information addressing volunteer coverage as well as contacting their carrier with additional questions or clarifications.
21st Century Centennial Company
Acuity, A Mutual Insurance Company
AIG Property Casualty Company
Allstate Indemnity Company
Allstate Insurance Company
Allstate Property and Casualty Company
American Family Mutual Insurance Company
American Standard Insurance Company of WI
Artisan and Truckers Casualty Company
Auto Club Group Insurance Company
Auto Club Insurance Association
Auto Owners Insurance Company
Badger Mutual Insurance Company
Bristol West Insurance Company
Country Mutual Insurance Company
Country Preferred Insurance Company
Dairyland Insurance Company
Electric Insurance Company
Erie Insurance Company
Erie Insurance Exchange
Esurance Insurance Company
Farmers Insurance Exchange
GEICO
GEICO Advantage Insurance Company
GEICO Casualty Company
GEICO General Insurance Company
GEICO Indemnity Company
General Casualty Company of Wisconsin
Germantown Mutual Insurance Company
Hartford Insurance Company, The
Horace Mann Insurance Company
Horace Mann Property & Casualty Insurance Company
IDS Property Casualty Company
IMT Insurance Company
Integrity Mutual Insurance Company
Integrity Property and Casualty Insurance Company
Liberty Mutual Insurance Group (all Liberty companies)
Mid-Century Insurance Company
National General Insurance Company
Owners Insurance Company
Progressive Casualty Insurance Company
Progressive Classic Insurance Company
Progressive Northern Insurance Company
Progressive Universal Insurance Company
Rural Mutual Insurance Company
Safeco Insurance
Sagamore Insurance Company
Secura Insurance
Sentry Insurance a Mutual Company
Standard Fire Insurance Company, The
Teachers Insurance Company
Travelers Home and Marine Insurance Company, The
Travelers Property Casualty Insurance Company
Viking Insurance Company of Wisconsin
Wadena Insurance Company
West Bend Mutual Insurance Company
Wilson Mutual Insurance Company
Wisconsin Mutual Insurance Company
There may be other insurers who offer this type of coverage in Wisconsin. Check with your licensed insurance agent to explore your options.