Administrative Actions August 2017

Last Updated: September 6, 2017

For more information contact: Elizabeth Hizmi, Public Information Officer
(608) 267-9460 or elizabeth.hizmi@wisconsin.gov


Madison, WI—OCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken. Any forfeitures paid in these administrative actions are deposited in the Common School Fund which is administered by the Board of Commissioners of Public Lands. The earnings from this fund are distributed to all public K-12 schools in Wisconsin and are used by school libraries to purchase books. Copies of the administrative action orders may be viewed online at https://ociaccess.oci.wi.gov/OrderInfo/OrdInfo.oci.

OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.

Allegations and Actions Against Agents

Meghan V. Andersen, 9130 61 1/2 Ave. N., New Hope, MN 55428, had her application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application.

Bethany L. Beauchamp, 2423 Rivers Edge Dr., Altoona, WI 54720, agreed to the issuance of a two-year restricted insurance license with certain supervision and reporting requirements. These actions were taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct.

Darius Bond, 1702 W. Lloyd, Milwaukee, WI 53205, had his application for an insurance license denied. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct and failing to apply for and obtain a federal crime waiver.

Pamela A. Deanovich, 558 E. 10th St., Fond du Lac, WI 54935, was ordered to pay a $500.00 forfeiture and was ordered to timely and fully respond to all inquiries from OCI. These actions were taken based on allegations of failing to respond to multiple inquiries from OCI.

Tracyann N. Hamilton, 2735 NW 199 Terr., Miami Gardens, FL 33056, had her application for an insurance license denied. This action was taken based on allegations of failing to disclose criminal convictions and an administrative action taken by the state of Florida on a licensing application, and failing to respond promptly to inquiries from OCI.

Mager J. Lamb, 3322 Erie St., Racine, WI 53402, had his application for an insurance license denied. This action was taken based on allegations of failing to disclose criminal convictions on a licensing application and failing to respond fully and accurately to OCI requests for information.

Rachael A. McDowell, 39556 Ryefield Rd., Highbridge, WI 54846, had her application for an insurance license denied for 60 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application, failing to timely notify OCI of an address change, and failing to respond promptly to inquiries from OCI.

William R. Merkley, 2808 Sugarbush Ct., Green Bay, WI 54301, had his application for an insurance license denied. This action was taken based on allegations of failing to provide documentation required to complete a licensing application and failing to disclose a FINRA action and lawsuits on a licensing application.

Michael K. Metcalf, 2616 W. Parnell Ave., Milwaukee, WI 53221, had his application for an insurance license denied. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct.

Debra J. Minke, 430C Nancy Ln., Apt. 241, Pulaski, WI 54162, had her application for an insurance license denied for 60 days. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application and failing to respond promptly to inquiries from OCI.

Daniel A. Moshinski, 4224 W. Barnwood Ct., Franklin, WI 53132, had his application for an insurance license denied for 10 days. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application.

Sean P. O'Connor, 519 N. 93rd St., Milwaukee, WI 53226, had his application for an insurance license denied for 60 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application.

Wade W. Opperman, 430 Red Spruce Ave., Baraboo, WI 53913, had his application for an insurance license with accident and health authority denied, had his hearing request dismissed, and had his insurance license with life authority revoked. These actions were taken based on allegations of providing false information on licensing applications; failing to disclose a delinquent tax warrant, a bankruptcy, and a lawsuit alleging misappropriation, conversion of funds, and misrepresentation on licensing applications; being unqualified as an intermediary; and being in default and a disobedient party in an administrative proceeding.

Ronald V. Pullman, 605 Edward Ln., Pittsburgh, PA 15205, was ordered to pay a forfeiture of $2,000.00 and was ordered to timely and fully disclose all matters to OCI as required by Wisconsin insurance law. These actions were taken based on allegations of failing to timely report and disclose administrative actions taken by the states of Pennsylvania, Massachusetts, and North Carolina.

Rebecca B. Rogers, N2676 County Rd. V, Lodi, WI 53555, agreed to the 90-day denial of her application for an insurance license and agreed to the issuance of a two-year conditional license with certain reporting and supervision requirements. These actions were taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application, failing to disclose a bankruptcy on a licensing application, exhibiting financial irresponsibility in the conduct of business, and failing to respond to inquiries from OCI.

Yvonne R. Smith, N113 W16933 Driftwood Ct., Apt. 11, Germantown, WI 53022, had her application for an insurance license denied for 15 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application.

Tamala Starks, 2929 Fish Hatchery Rd., Apt. 110, Fitchburg, WI 53713, had her application for an insurance license denied and her hearing request dismissed. These actions were taken based on allegations of failing to disclose criminal charges and convictions on a licensing application; failing to disclose an alias name; providing false and incomplete information on a licensing application; having criminal convictions that may be substantially related to insurance marketing type conduct; having unpaid civil money judgments; having involvement in a lawsuit or arbitration alleging fraud, misrepresentation, misappropriation or breach of fiduciary duty; failing to respond promptly to inquiries from OCI; and failing to appear at a scheduled hearing.

Frederick P. Tatum, 4429 S. Tennessee Ave., Milwaukee, WI 53221, had his application for an insurance license denied. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct; having unpaid court assessments, civil money judgments, and a tax warrant; owing delinquent child support; and failing to respond completely and timely to inquiries from OCI.

Charles T. Vang, 8833 W. Marion St., Milwaukee, WI 53222, was ordered to pay a $500.00 forfeiture and was ordered to timely and completely disclose any future actions requiring reporting. These actions were taken based on allegations of failing to timely report a criminal proceeding and conviction to OCI.

Gary J. Woods, 1000 E. 1st Ave., Apt. 101, Denver, CO 80218, had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support, having criminal convictions that may be substantially related to insurance marketing type conduct, failing to disclose an administrative action taken by the state of California on a licensing application, owing delinquent taxes, having lawsuits exhibiting evidence of financial irresponsibility, and failing to respond promptly to inquiries from OCI.

Matree Xiong, 1128 S. 3rd Ave., Wausau, WI 54401, had his application for an insurance license denied. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct and failing to pay court costs.

Elizabeth M. Ziegelbauer, 471 Morris St., Fond du Lac, WI 54935, had her application for an insurance license denied for 90 days. This action was taken based on allegations of failing to disclose a criminal conviction and an administrative action taken by the state of Wisconsin on a licensing application.

Allegations and Actions Against Companies

Thompson-Gusic Insurance Group, Inc., 4067 Greensburg Pike, Pittsburgh, PA 15221, had its application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Florida on a licensing application.

United States Fire Insurance Company, 305 Madison Ave., Morristown, NJ 07962, was ordered to pay a $500.00 forfeiture and was ordered to cease and desist utilizing unappointed agents to sell insurance policies. These actions were taken based on allegations of accepting applications from an insurance intermediary who was not properly appointed with the company.

Copies of Administrative Actions