Madison, WI—OCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken. Any forfeitures paid in these administrative actions are deposited in the Common School Fund which is administered by the Board of Commissioners of Public Lands. The earnings from this fund are distributed to all public K-12 schools in Wisconsin and are used by school libraries to purchase books. Copies of the administrative action orders may be viewed online at
https://ociaccess.oci.wi.gov/OrderInfo/OrdInfo.oci.
OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.
Allegations and Actions Against Agents
Maria C. Aguilar, c/o State Farm Licensing, 8th Floor, 1251 State St., Ste. 1000, Richardson, TX 75082, had her application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of California on a licensing application.
Kendra Aleman, P.O. Box 2487, Rancho Cucamonga, CA 91729, had her application for an insurance license denied. This action was taken based on allegations of failing to disclose administrative actions taken by the states of California and North Dakota on a licensing application.
Carlene L. Alloway, 602 La Salle St., Wausau, WI 54403, had her application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application.
Dustin C. Barnett, Barnett Insurance Agency, 521 Broadway St. N, Menomonie, WI 54751, was ordered to pay a forfeiture of $1,000.00, was ordered to maintain proper business records, and was ordered to cease and desist making unauthorized changes to insurance policies. These actions were taken based on allegations of making an unauthorized replacement of an insurance policy and failing to maintain communication records.
Frank L. Bifulk, 106 S. Jackson St., Albany, WI 53502, had his application for an insurance license denied for 60 days. This action was taken based on allegations of failing to disclose criminal charges on a licensing application.
Ilya Brown, 2308 Minnesota Ave., Stevens Point, WI 54481, had his application for an insurance license denied. This action was taken based on allegations of failing to complete the fingerprinting/criminal background check and failing to respond promptly to inquiries from OCI.
Barbara A. Chobor, 528 79th St., Brooklyn, NY 11209, had her application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of equivalent resident state licensure and failing to respond promptly to inquiries from OCI.
Andrew J. Dalton, 2015 Scheuring Rd., Apt. 8, De Pere, WI 54115, had his application for an insurance license denied for 60 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Georgia on a licensing application.
Wade Edwards, Jr., 2527 Glenholly Park, Sugar Land, TX 77498, had his application for an insurance license denied. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct.
Angel Gaston, 3367A N. 3rd St., Milwaukee, WI 53212, had her application for an insurance license denied. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct and failing to respond promptly to inquiries from OCI.
Cynthia K. Henthorne, 605 65th St., Kenosha, WI 53140, had her insurance license revoked. This action was taken based on allegations of failing to pay a required licensing fee.
Blake A. Jalovec, 1165 Auburn Dr., Brookfield, WI 53045, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application.
April L. Johnson, 8376 N. West Shore Ln., Hayward, WI 54843, had her application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose criminal convictions on a licensing application.
Simon K. Kling, N621 Country Rd. F, Lot 4, Montello, WI 53949, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose criminal convictions on a licensing application.
Robert James Mauel, 1425 W. Hiawatha Dr., Appleton, WI 54914, had his application for an insurance license denied. This action was taken based on allegations of providing false information on a licensing application, owing delinquent Wisconsin taxes, having unpaid civil money judgments, having criminal convictions that may be substantially related to insurance marketing type conduct, and failing to respond promptly to inquiries from OCI.
Haywood McDaniel, Jr., 1251 N. 46th St., Milwaukee, WI 53208, had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support.
Troy A. Pederson, 442 Overlook Ct., Warrens, WI 54666, had his application for an insurance license denied. This action was taken based on allegations of failing to disclose criminal and military convictions on a licensing application, having criminal and military convictions that may be substantially related to insurance marketing type conduct, having unpaid civil money judgments and court costs, providing material misrepresentations on a licensing application, and failing to respond promptly to inquiries from OCI.
Jean A. Walsh-Josephson, 5699 Hwy. 91, Oshkosh, WI 54904, had her insurance license permanently revoked, was ordered to pay consumer restitution of $516,434.46, and was ordered to pay forfeitures in the amount of $1,053,406.18. These actions were taken based on allegations of misappropriating client funds, forging client signatures on insurance documents, creating false documents, and engaging in multiple consumer misrepresentations. See separate press release at
oci.wi.gov/pressrel/0516walsh-josephson.htm.
Jean A. Walsh-Josephson, 5699 Hwy. 91, Oshkosh, WI 54904, had her insurance license summarily suspended and was ordered to cease and desist all activities of an insurance intermediary. These actions were taken based on allegations of making misrepresentations to insurance consumers and misappropriating insurance premiums.
Patrick N. Wedeking, 1258 Galactic Pl., Castle Rock, CO 80108, had his application for an insurance license denied for 90 days. This action was taken based on allegations of failing to disclose administrative actions taken by the states of Alabama, Oregon, Wisconsin, Colorado, and Louisiana on a licensing application.
Darion F. Woods, 3755 N. 24th Pl., Milwaukee, WI 53206, had his application for an insurance license denied. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct and failing to respond promptly to inquiries from OCI.
Allegations and Actions Against Companies
American Family Home Insurance Company, 1301 Riverplace Blvd., Ste. 1300, Jacksonsville, FL 32207, was ordered to cease and desist issuing improper mid-term policy cancellations. This action was taken based on allegations of terminating homeowner's policies when the condition of the properties was not a permissible reason for cancellation.
American Standard Insurance Company of Wisconsin, 6000 American Pkwy., Madison, WI 53783, was ordered to cease and desist charging short-rate cancellation penalties without providing separate written notices to consumers. This action was taken based on allegations of failing to issue a written notice to a consumer regarding the penalties for early policy cancellations.
Insurance Specialty Group, LLC, 4501 Circle Pkwy. SE, Ste. F6200, Atlanta, GA 30339, had its application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose administrative actions taken by the states of Florida, Georgia, and Massachusetts on a licensing application.
Copies of Administrative Actions