Madison, WI—OCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken. Any forfeitures paid in these administrative actions are deposited in the Common School Fund which is administered by the Board of Commissioners of Public Lands. The earnings from this fund are distributed to all public K-12 schools in Wisconsin and are used by school libraries to purchase books. Copies of the administrative action orders may be viewed online at
https://ociaccess.oci.wi.gov/OrderInfo/OrdInfo.oci.
OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.
Allegations and Actions Against Agents
William P. Allen, 3328 N. 39th St., Milwaukee, WI 53216, had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI, failing to complete prelicensing education and a fingerprinting/criminal background check, and failing to retake an examination.
Edward A. Alvey, 5877 N. South Great Northern, Mercer, WI 54547, had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes.
Eric G. Butt, W68N1038 Kensington Ave., Cedarburg, WI 53012, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application.
Jodi S. Campbell, 2402 Wildwood Ave., Ste. 200, Sherwood, AR 72120, had her application for an insurance license denied. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application, owing delinquent Wisconsin taxes, and failing to respond promptly to inquiries from OCI.
Richard P. Caputo, 2615 Barnes Dr., Coraopolis, PA 15108, had his application for an insurance license denied. This action was taken based on allegations of failing to disclose all administrative actions taken by other states on a licensing application and having administrative actions taken by the states of Pennsylvania, New York, Virginia, and Delaware.
Susan L. Davies, E3729 Hwy. 14 & 60, Spring Green, WI 53588, had her application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application.
Vincent Del Franco, 4541 E. Chuckwalla Cyn, Phoenix, AZ 85044, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and having an incomplete licensing application.
Kathleen M. Dermody, 222 Golden Lakes Ln., Oconomowoc, WI 53066, had her insurance license revoked and was ordered to pay a forfeiture of $6,000.00. These actions were taken based on allegations of making misrepresentations and affiliating with a disciplined agent.
Davis J. DeWolfe, 2036 Wintercress Dr., Green Bay, WI 54313, had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI.
Kristin Dow, S77W19283 Lakewood Dr., Muskego, WI 53150, had her application for an insurance license denied for 180 days. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application and having a criminal conviction that may be substantially related to insurance marketing type conduct.
Shannon E. Dwyer, 320 Forest Grove Dr., Pewaukee, WI 53072, agreed to the denial of her licensing application for 60 days and agreed to respond promptly to all requests for information from OCI. These actions were taken based on allegations of failing to timely complete a criminal background check and failing to respond promptly to inquiries from OCI.
Nathan E. Erickson, 6942 Old Amsterdam Way, De Forest, WI 53532, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application.
Lisa M. Ermi, 272 Field Club Cir., McKees Rocks, PA 15136, had her application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of equivalent resident state licensure and failing to respond promptly to inquiries from OCI.
Jennifer M. Flicker, 1431 Wildcat Ct., Apt. 208, River Falls, WI 54022, had her application for an insurance license denied. This action was taken based on allegations of failing to complete a criminal background check and failing to respond promptly to inquiries from OCI.
John T. Foster, 615 N. Capitol Ave., Ste. 1, Lansing, MI 48933, had his application for an insurance license denied. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Michigan on a licensing application, having an administrative action involving fiduciary violations, and being the subject of a current Wisconsin consumer complaint alleging agent misconduct.
Christopher C. Gack, 214 N. Grove St., Blue Earth, MN 56013, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Minnesota on a licensing application.
William J. Gigstead, 22 Adams Way, Little Chute, WI 54140, agreed to the denial of his licensing application for 31 days and agreed to report to OCI in writing within 30 days of any administrative action taken in any state and any criminal charges or convictions. These actions were taken based on allegations of failing to disclose an administrative action taken by the state of California on a licensing application.
Kathy D. Habron, 11267 Linderwood Dr., Mechanicsville, VA 23116, had her application for an insurance license denied. This action was taken based on allegations of failing to disclose administrative actions taken by the state of Wisconsin on a licensing application and failing to respond promptly to inquiries from OCI.
Tamira S. Hamilton, 3839 N. Humboldt Blvd., Apt. 210, Milwaukee, WI 53212, had her insurance license revoked. This action was taken based on allegations of failing to pay delinquent Wisconsin taxes.
Deveron T. Harris, 3720 McLarty Dr., Dallas, TX 75241, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and having an incomplete licensing application.
Joseph D. Hofstetter, 1726 E. Racine Ave., Apt. 302, Waukesha, WI 53186, had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes.
Scott D. Hubbell, 8716 Tall Grass Pl., Lone Tree, CO 80124, was ordered to fully disclose all matters as required by statutory and regulatory provisions and was ordered to fully and correctly respond to all requests from OCI. These actions were taken based on allegations of failing to disclose a criminal conviction on a licensing application.
Joseph E. Huston, 3438 Hargrove St., Madison, WI 53714, had his application for an insurance license denied. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct.
Katlyn N. Kershaw, P.O. Box 248, Chetek, WI 54728, had her application for an insurance license denied. This action was taken based on allegations of failing to complete a criminal background check and failing to respond promptly to inquiries from OCI.
Royce E. Kershaw, 1400 Union Meeting Rd., Ste. 202, Blue Bell, PA 19422, had his application for an insurance license denied. This action was taken based on allegations of having a criminal conviction which may be substantially related to insurance marketing type conduct and failing to respond promptly to inquiries from OCI.
Erin Klein, 415 Priscilla Ln., Bloomington, IL 61704, had her application for an insurance license denied. This action was taken based on allegations of failing to disclose administrative actions taken by the state of Wisconsin on a licensing application and failing to respond promptly to inquiries from OCI.
Timothy G. Perkowski, 4240 County Rd. Q, Unit A, Colgate, WI 53017, had his application for an insurance license denied. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct, providing false information on a licensing application, owing delinquent Wisconsin taxes, having unpaid civil money judgments, and failing to pay restitution and complete terms of probation.
Ericka L. Puzia, 28828 Golden Cir., Waterford, WI 53185, had her application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI.
Nancy Schomburg, 506 Pleasant Valley Pkwy., Waunakee, WI 53597, had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes.
Ashley I. Schwem, 1022 5th Ave., Eau Claire, WI 54703, had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes.
Keven A. Walter, 408 S. 6th St., La Crosse, WI 54601, had his application for an insurance license denied. This action was taken based on allegations of providing materially untrue information on a licensing application, having unpaid civil money judgments, and having multiple criminal convictions that may be substantially related to insurance marketing type conduct.
Shelita S. Wilder, 4426 W. North Ave., Milwaukee, WI 53208, had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes.
Allegations and Actions Against Companies
Energy Insurance Agency, Inc., 3008 Atkinson Ave., Lexington, KY 40509, had its application for an insurance license denied. This action was taken based on allegations of failing to disclose administrative actions taken by the state of Kentucky on a licensing application, having a history of administrative actions substantially related to insurance marketing type conduct, and having a poor regulatory compliance history in its resident state.
Health Exchange Resources, Inc., 500 W. Silver Spring Dr., Ste. 200, Glendale, WI 53217, had its application for an insurance license denied. This action was taken based on allegations of having a firm name that may cause consumer confusion.
Allegations and Actions Against Other Entities
Lori A. Patoka, 5325 County Rd. J, Plover, WI 54467, had her application for a federal crime waiver denied. This action was taken based on allegations of having a felony conviction involving dishonesty or breach of trust.
Copies of Administrative Actions