Administrative Actions October 2014

Last Updated: November 6, 2014

For more information, contact: J.P. Wieske
(608) 266-2493 or jp.wieske@wisconsin.gov

Madison, WI—OCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken. Any forfeitures paid in these administrative actions are deposited in the Common School Fund which is administered by the Board of Commissioners of Public Lands. The earnings from this fund are distributed to all public K-12 schools in Wisconsin and are used by school libraries to purchase books. Copies of the administrative action orders may be viewed online at https://ociaccess.oci.wi.gov/OrderInfo/OrdInfo.oci.

OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.

Allegations and Actions Against Agents

Lisa A. Anderson, 1355 S. 75th St., West Allis, WI 53214, had her application for an individual navigator license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and failing to provide evidence of completion of federally mandated training and examination.

Ray M. Arndt, 2370 Woodmoor Ln., Brookfield, WI 53045, had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and failing to provide required life settlement licensure documentation.

Peter L. Bishop, P.O. Box 121, Sauk City, WI 53583, had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support.

Aaron Blanton, 6139 Knollwood Rd., Unit 204, Willowbrook, IL 60527, agreed to pay a forfeiture of $500.00. This action was taken based on allegations of failing to respond promptly to inquiries from OCI.

Bradley D. Carlock, 33 Pendleton Way, Bloomington, IL 61704, had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI.

Kyle Cherone, 39730 Sunset Dr., Apt. 3, Oconomowoc, WI 53066, had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI, failing to disclose a criminal conviction on a licensing application, and failing to complete required prelicensing education and testing.

John C. Couey, 11035 County Hwy. W, Blue River, WI 53518, had his application for an insurance license denied for 60 days. This action was taken based on allegations of failing to disclose administrative actions taken by the state of Wisconsin on a licensing application.

Timothy C. Dempze, 141 7th St. S., Wisconsin Rapids, WI 54494, had his insurance license revoked. This action was taken based on allegations of failing to pay delinquent Wisconsin taxes.

Todd H. Dock, 846 Crestview Dr., West Bend, WI 53095, agreed to the 180-day suspension of his insurance license, agreed to pay a forfeiture of $10,000.00, agreed to complete an additional 15 credits of continuing education beyond the standard requirements, agreed to pay fines assessed against consumers, and agreed to continue to make timely payments pursuant to his agreement with the Wisconsin Department of Revenue. These actions were taken based on allegations of failing to timely secure insurance policies for two consumers, misrepresenting policy information to consumers and others, issuing a false certificate of insurance, accepting a premium check without returning it to the consumer when coverage was not placed, and failing to respond promptly to inquiries from OCI.

Daniel Duhamel, 125 W. Willow Ln., Charlestown, RI 02813, agreed to the issuance of a restricted nonresident intermediary insurance license. This action was taken based on allegations of having pending criminal charges.

Alan R. Dukar, 23622 Calabasas Rd., Ste. 145, Calabasas, CA 91302, had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and failing to provide evidence of resident state surplus lines licensure.

De Borah Dunbar, 1800 N. Green Valley Pkwy., Apt. 921, Henderson, NV 89074, had her insurance license revoked. This action was taken based on allegations of making misrepresentations on insurance applications, failing to maintain policyholder records, and failing to respond promptly to inquiries from OCI.

Christopher Ellis, 12238 Silicon Dr., Ste. 150, San Antonio, TX 78249, had his application for an insurance license denied. This action was taken based on allegations of having a criminal conviction which may be substantially related to insurance marketing type conduct.

Giwanda Evans, 9337 W. Fairlane Ct., Milwaukee, WI 53224, agreed to the issuance of a restricted resident insurance license. This action was taken based on allegations of displaying evidence of financial irresponsibility.

Venita C. Flanagan, 4304 Retreat Rd., Louisville, KY 40219, had her application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose an administrative action taken by the state of Wisconsin on a licensing application.

Glen R. Giroux, 16139 80th Ave., Chippewa Falls, WI 54729, agreed to pay a forfeiture of $1,500.00 and agreed to timely report any administrative action taken in any state. These actions were taken based on allegations of failing to timely report an administrative action taken by the state of Florida and violating a previous Wisconsin enforcement order.

Les Goldstein, 626 Busse Hwy., Park Ridge, IL 60068, had his application for an insurance license denied. This action was taken based on allegations of having an unresolved FINRA complaint.

Edwin Gomez, 80 Wilson Ave., Port Monmouth, NJ 07758, had his application for an insurance license denied for 20 days. This action was taken based on allegations of failing to disclose administrative actions taken by the states of California and Michigan on a licensing application, failing to timely notify OCI of a change of address, and failing to respond promptly to inquiries from OCI.

Norman Graeber, 1013 W. Frances St., Appleton, WI 54914, had his application for an insurance license denied for 60 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin and a criminal conviction on a licensing application.

David A. Hammond, 25 E. Gorham St., Apt. 5, Madison, WI 53703, had his insurance license revoked. This action was taken based on allegations of failing to pay delinquent Wisconsin taxes.

Willie Hardy, 8650 W. Douglas Ave., Milwaukee, WI 53225, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application.

Carmen Herrera, 2525 S. Voss Rd., Apt. 367, Houston, TX 77057, had her application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose administrative actions taken by the state of Wisconsin on a licensing application.

Todd A. Humphrey, 61 Green Bay Ct., Sheboygan Falls, WI 53085, had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI, having a criminal conviction which may be substantially related to insurance marketing type conduct, and displaying financial irresponsibility.

Michelle Kiefer, 1103 Fairmont Ave., Eau Claire, WI 54703, had her application for an insurance license denied. This action was taken based on allegations of displaying financial irresponsibility and failing to respond promptly to inquiries from OCI.

Milton Kleinberg, 8420 W. Dodge Rd., Ste. 510, Omaha, NE 68114, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application.

Cory R. Lancaster, 6376 S. 20th St., Milwaukee, WI 53221, agreed to pay a forfeiture of $1,000.00, agreed to a minimum two-year suspension of his insurance license, and agreed that his licensing reinstatement would be subject to specific criteria. These actions were taken based on allegations of failing to timely notify OCI of criminal charges, having a criminal conviction that may be substantially related to insurance marketing type conduct, and having unpaid civil money judgments.

Christian L. Leege, 503 Suszycki Dr., Mauston, WI 53948, had his application for an insurance license denied. This action was taken based on allegations of failing to disclose a military offense on licensing applications, failing to respond promptly to inquiries from OCI, and submitting a duplicate application.

Alexandra Maahs, 911 McIndoe St., Wausau, WI 54403, had her application for an insurance license denied. This action was taken based on allegations of failing to complete a fingerprint/background check and failing to respond promptly to inquiries from OCI.

Charles C. Martin, 1750 Scottsville Rd., Ste. 3, Bowling Green, KY 42104, had his insurance license revoked. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and failing to timely report administrative actions taken by the state of Kentucky.

Jeff K. Miller, 4385 Schartz Rd., Middleton, WI 53562, had his application for an insurance license denied. This action was taken based on allegations of failing to disclose criminal convictions on a licensing application, having involvement in a business bankruptcy that included funds held on behalf of others, and failing to respond promptly to inquiries from OCI.

Michael S. Miller, 1211 Geil Ave., Des Moines, IA 50315, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application.

Kahrilynn O. Phelps, 4146 W. Good Hope Rd., Milwaukee, WI 53209, had her insurance license revoked. This action was taken based on allegations of failing to pay delinquent Wisconsin taxes.

Gerald M. Pinto, 903 Bromley Pl., Northbrook, IL 60062, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Illinois on a licensing application.

Joette K. Riehle, 1400 S. Ridgeway Rd., New Berlin, WI 53146, had her application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of professional liability insurance and failing to respond promptly to inquiries from OCI.

Geralyn M. Roth, 234 S. Main St., Apt. 9, Thiensville, WI 53092, had her insurance license revoked. This action was taken based on allegations of failing to pay delinquent Wisconsin taxes.

Allan Sages, 760 Woodbury Rd., Woodbury, NY 11797, had his insurance license revoked and was ordered to pay a forfeiture of $250.00. These actions were taken based on allegations of failing to disclose criminal convictions on a licensing application, failing to timely disclose criminal convictions and administrative actions taken by the states of Kentucky, Virginia, Arkansas, and North Carolina to OCI, and failing to respond promptly to inquiries from OCI.

Louis S. Schueller, Jr., 735 N. Water St., Ste. 1128, Milwaukee, WI 53202, had his application for surplus lines licensure denied. This action was taken based on allegations of failing to timely disclose criminal charges and convictions to OCI and failing to respond promptly to inquiries from OCI.

James G. Schwaegerl, N3536 Chipmunk Ct., Stoddard, WI 54658, had his application for an insurance license denied for 60 days. This action was taken based on allegations of failing to disclose criminal convictions on a licensing application and having an unpaid civil money judgment.

J. Herbert Bryan Sigmon, 700 Walnut Ridge Dr., Apt. 2018, Irving, TX 75038, had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support.

Timothy N. Smak, 6811 S. 51st St., Franklin, WI 53132, had his insurance license revoked. This action was taken based on allegations of failing to pay delinquent Wisconsin taxes.

Kathryn Jo Thomas, 806 Melbourne Rd., Eagle, WI 53119, had her insurance license revoked. This action was taken based upon allegations of making misrepresentations on insurance applications and contracts.

Scott G. Tuttle, W9460 Welch Rd., Elroy, WI 53929, had his insurance license revoked. This action was taken based on allegations of failing to pay delinquent Wisconsin taxes.

Pamela Jean Vlasnik, 1223 170th Ave., Balsam Lake, WI 54810, had her application for an insurance license denied. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application, providing false information on a licensing application, and owing delinquent Wisconsin taxes

Ashley Vodnik, E630 May Lynn Dr., Spring Valley, WI 54767, had her application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI, failing to complete the required fingerprint/background check, and failing to pass an insurance examination.

Ger Xiong, 1806 E. Robin Way, Apt. B, Appleton, WI 54915, had his insurance license revoked. This action was taken based on allegations of failing to pay delinquent Wisconsin taxes.

Wenda M. Zarenana,1520 Greentree Rd., West Bend, WI 53090, had her insurance license revoked. This action was taken based on allegations of failing to pay delinquent Wisconsin taxes.

Allegations and Actions Against Companies

AIC Underwriters, LLC, 800 Oak Ridge Tpke., Ste. A1000, Oak Ridge, TN 37830, had its application for an insurance license denied. This action was taken based on allegations of having multiple administrative actions and failing to disclose those administrative actions to other state insurance departments.

American Country Insurance Company, 150 N.W. Point Blvd., Ste. 300, Elk Grove Village, IL 60007, was ordered to pay a forfeiture of $500.00, was ordered to pay all fees when due, and was ordered to reply promptly in writing to all inquiries from OCI. These actions were taken based on allegations of failing to respond promptly to inquiries from OCI and failing to timely pay appointment billing fees.

Cary Street Partners, LLC, 1210 E. Cary St., Ste. 300, Richmond, VA 23219, had its application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI, failing to provide evidence of resident state Managing General Agent (MGA) business entity licensure, and failing to provide evidence of resident and nonresident MGA business entity licensure for the designated responsible producer.

Doctors' Company, an Interinsurance Exchange, The, 185 Greenwood Rd., Napa, CA 94558, was ordered to pay a forfeiture of $500.00, was ordered to pay all fees when due, and was ordered to reply promptly in writing to all inquiries from OCI. These actions were taken based on allegations of failing to respond promptly to inquiries from OCI and failing to timely pay appointment billing fees.

Fair American Insurance and Reinsurance Company, 165 Broadway, One Liberty Plaza, New York, NY 10006, was ordered to pay a forfeiture of $500.00, was ordered to pay all fees when due, and was ordered to reply promptly in writing to all inquiries from OCI. These actions were taken based on allegations of failing to respond promptly to inquiries from OCI and failing to timely pay appointment billing fees.

Galaher Settlements & Insurance Services, Inc., 5505 E. 13 Mile Rd., Warren, MI 48092, had its insurance license revoked. This action was taken based on allegations of failing to pay delinquent Wisconsin taxes.

Great Western Insurance Company, P.O. Box 3428, Ogden, UT 84409, was ordered to pay a forfeiture of $500.00, was ordered to pay all fees when due, and was ordered to reply promptly in writing to all inquiries from OCI. These actions were taken based on allegations of failing to respond promptly to inquiries from OCI and failing to timely pay appointment billing fees.

Greek Catholic Union of the U.S.A., 5400 Tuscarawas Rd., Beaver, PA 15009, was ordered to pay a forfeiture of $2,000.00, was ordered to pay all fees when due, and was ordered to reply promptly in writing to all inquiries from OCI. These actions were taken based on allegations of failing to timely pay appointment billing fees, violating a previous order of the Commissioner, and failing to respond promptly to inquiries from OCI.

Health Care Benefits Communicators, LLC, 3012 Polk County Line Rd., Rutherfordton, NC 28139, had its application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and failing to provide evidence of resident MGA business entity licensure.

John Deere Insurance Company, 6400 N.W. 86th St., Johnston, IA 50131, was ordered to pay a forfeiture of $500.00, was ordered to pay all fees when due, and was ordered to reply promptly in writing to all inquiries from OCI. These actions were taken based on allegations of failing to respond promptly to inquiries from OCI and failing to timely pay appointment billing fees.

MHA Insurance Company, 3100 West Rd., Bldg. 1, Ste. 200, East Lansing, MI 48823, was ordered to pay a forfeiture of $2,000.00, was ordered to pay all fees when due, and was ordered to reply promptly in writing to all inquiries from OCI. These actions were taken based on allegations of failing to respond promptly to inquiries from OCI, violating a previous order of the Commissioner, and failing to timely pay appointment billing fees.

Northeast Agencies, Inc., 6467 Main St., Williamsville, NY 14221, had its application for an insurance license denied. This action was taken based on allegations of failing to disclose administrative actions taken by the states of Kentucky, Louisiana, New York, and Texas on a licensing application, and having five administrative actions taken since 2011.

Copies of Administrative Actions