Madison, WI—OCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken. Any forfeitures paid in these administrative actions are deposited in the Common School Fund which is administered by the Board of Commissioners of Public Lands. The earnings from this fund are distributed to all public K-12 schools in Wisconsin and are used by school libraries to purchase books. Copies of the administrative action orders may be viewed online at https://ociaccess.oci.wi.gov/OrderInfo/OrdInfo.oci.
OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.
Allegations and Actions Against Agents
Mark Gabriel, 3013 Schaefer Cir., Appleton, WI 54915, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose criminal convictions on a licensing application.
Reginald Huggard, 1011 Knowlton St., Rockford, IL 61102, had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and having a criminal conviction which may be substantially related to insurance marketing type conduct.
Eugene H. Juul, 6131 Danielle Rd., De Forest, WI 53532, agreed to pay a forfeiture of $500.00. This action was taken based on allegations of improperly soliciting a Medicare Advantage policy and using Medicare supplement insurance advertising not in compliance with the law.
Christopher John Lampien, 1128 S. 98th St., Milwaukee, WI 53214, agreed to pay a forfeiture of $500.00, agreed to pay restitution in the amount of $558.54, agreed to complete two additional continuing education courses, agreed to provide copies of life and annuity applications and suitability forms to OCI on a quarterly basis for one year, and agreed to the suspension of his life and annuity insurance license for 45 days. These actions were taken based on allegations of making misrepresentations in the sale of insurance products and failing to properly consider suitability in life or annuity insurance sales.
Larry Lanchester, 4401 Atlantic Ave. #420, Long Beach, CA 90807, had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI regarding child support payment arrearages.
Scott Metzger, Wachovia Securities, 5246 Red Cedar Dr., Fort Myers, FL 33907, had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and failing to provide proof of required resident state licensing.
Sheila Novin, 11117 N. Range Line Rd., Mequon, WI 53092, had her application for an insurance license denied. This action was taken based on allegations of having a criminal conviction which may be substantially related to insurance marketing type conduct, failing to disclose an administrative action taken by the state of Wisconsin on a licensing application, failing to pay court-ordered restitution, and failing to respond promptly to inquiries from OCI.
Brandi Penn, 716 Fulton St., Apt. 9, Wausau, WI 54403, had her application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI, failing to submit to required fingerprinting, and having a criminal conviction which may be substantially related to insurance marketing type conduct.
Marc Robbins, 159 Franklin Parke Ct., Christiansburg, VA 24073, had his application for an insurance license denied. This action was taken based on allegations of failing to disclose administrative actions taken by the states of Ohio, New Hampshire, Montana, and Kentucky on a licensing application and evidence of untrustworthiness.
Sharon Scheuermann, 407 Prospect St., Westfield, NJ 07090, had her application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application.
Sapan Shah, 3015 Kinmont Ave., Cincinnati, OH 45208, had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and having a criminal conviction which may be substantially related to insurance marketing type conduct.
Lawrence Sowter, 12510 Roosevelt B1, Englewood, CO 80112, had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose an administrative action taken by the state of Colorado on a licensing application.
Mark Stevens, Pacific Benefits Group, 1915 N.W. Amberglen Pkwy., Ste. 300, Beaverton, OR 97006, had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and providing conflicting information regarding child support delinquency on a licensing application.
Carl E. Trapp II, W260 N8621 Hwy. 164, Hartland, WI 53029, agreed to pay a forfeiture of $500.00, agreed to pay restitution in the amount of $558.54, agreed to complete two additional continuing education courses, agreed to provide copies of life and annuity applications and suitability forms to OCI on a quarterly basis for one year, and agreed to the suspension of his life and annuity insurance license for 45 days. These actions were taken based on allegations of making misrepresentations in the sale of insurance products and failing to properly consider suitability in life or annuity insurance sales.
Lauren Jean Twardy, 5737 N. Milwaukee River Pkwy., Glendale, WI 53209, agreed to pay a forfeiture of $750.00, agreed to not misrepresent her licensing status, and agreed to solicit insurance only if properly licensed and appointed with an insurer. These actions were taken based on allegations of selling insurance without a license and misrepresenting that she had an insurance license.
Tanya Denise Wiggins, 6090 Zenith Ct., Rio Rancho, NM 87144, had her insurance license revoked. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and failing to provide proof of a resident legal expense or casualty license.
Allegations and Actions Against Companies
Genworth Life Insurance Company, 6604 W. Broad St., Richmond, VA 23230, agreed to pay a forfeiture of $65,000.00 and agreed to comply with Wisconsin insurance laws. These actions were taken based on allegations of insurance policy rating practices in violation of s. Ins 3.455 (9), Wis. Adm. Code.
Vetinsure LLC, 330 Research Dr., Ste. 230, Athens, GA 30605, had its application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and failing to name a designated responsible producer on a licensing application.
Copies of Administrative Actions