IRO - Minimum Adjusted Dollar Amount

Last Updated: January 16, 2020

Independent Review Process - Minimum Adjusted Dollar Amount

PLEASE NOTE: Both state and federal law give individuals the right to appeal some health plan denials to an independent review organization. This chart applies to health plans that are only subject to Wisconsin's independent review laws. It does not apply to most health plans. Health plans subject to the federal external​ review process do not require the dispute to involve a minimum cost. Refer to your policy/certificate or contact your plan's customer service department to determine whether this chart applies to you.

Wisconsin's independent review process may help you resolve your dispute with your health insurance plan's coverage denial determination. The independent review process allows you to have a medical expert with no connection to your health plan review the health plan's decision. In order to be eligible for an independent review involving a coverage denial based on a medical necessity or experimental treatment determination, the dispute must involve a minimum amount of money. This minimum cost or expected cost of the treatment is adjusted annually to reflect the changes in the consumer price index as determined by the United States Department of Labor.

​The chart below lists the minimum costs and related time periods that the given amounts will be in effect. To determine the amount that applies to your dispute, use the later of: the last date that treatment was received or the date that the insurer mailed its written denial.​

Effective Beginning
End Date
Minimum Adjusted Dollar Amount
June 15, 2002December 31, 2004$250
January 1, 2005*
December 31, 2005$256
January 1, 2006December 31, 2006$268
January 1, 2007
December 31, 2007$274
January 1, 2008December 31, 2008$282
January 1, 2009December 31, 2009$296
January 1, 2010December 31, 2010$292
January 1, 2011December 31, 2011$295
January 1, 2012December 31, 2012$307
January 1, 2013December 31, 2013​$313
January 1, 2014December 31, 2014$317
January 1, 2015December 31, 2015$322
January 1, 2016December 31, 2016$322
January 1, 2017December 31, 2017$327
January 1, 2018December 31, 2018$334
​January 1, 2019​December 31, 2019​$342
​January 1, 2020​December 31, 2020​$348

*Administrative rule implementing change in minimum cost became effective January 1, 2005.

The Fact Sheet on the Independent Review Process in Wisconsin provides more information about this process. You can also contact us to request a copy.

Independent Review Organizations Certified to Perform Independent Reviews in Wisconsin