Madison, WI—OCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken. Any forfeitures paid in these administrative actions are deposited in the Common School Fund which is administered by the Board of Commissioners of Public Lands. The earnings from this fund are distributed to all public K-12 schools in Wisconsin and are used by school libraries to purchase books. Copies of the administrative action orders may be viewed online at
https://ociaccess.oci.wi.gov/OrderInfo/OrdInfo.oci.
OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.
Allegations and Actions Against Agents
Matthew C. Bowar, 6258 14th St., Fargo, ND 58104, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of North Dakota on a licensing application.
Ilya Brown, 2308 Minnesota Ave., Stevens Point, WI 54481, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application.
Lucinda N. Ceranski, 4803 W. Brownview Dr., Janesville, WI 53545, agreed to pay a forfeiture of $250.00 and agreed to cease and desist violating Wisconsin insurance laws. These actions were taken based on allegations of failing to timely submit insurance applications to an insurer after receiving premium payments and misstating the existence of insurance coverage.
Oliver M. Clement, 3054 Hamlin Ave., Mount Pleasant, WI 53403, had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes.
Jeffrey R. Dobrunz, 229 E. Roeland Ave., Appleton, WI 54915, had his application for an insurance license denied. This action was taken based on allegations of failing to disclose administrative actions taken by the state of Wisconsin on a licensing application, providing materially untrue information on a licensing application, having unpaid civil money judgments and a history of tax and unemployment compensation warrants, and failing to respond promptly and completely to inquiries from OCI.
Danielle R. Fischer, 627 1/2 S. 5th Ave., Wausau, WI 54401, agreed to the 9-month suspension of her insurance license followed by 12 months of supervision, and agreed to a 5-year license revocation upon any future violations of Wisconsin insurance laws. These actions were taken based on allegations of failing to disclose replacement transactions and failing to properly consider suitability in selling life insurance.
Dante Garth, 541 Monroe St., Oshkosh, WI 54901, had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support, having criminal convictions that may be substantially related to insurance marketing type conduct, having unpaid civil money judgments, and failing to respond promptly to inquiries from OCI.
Rebecca Godbolt, 241 16th Ave., South Milwaukee, WI 53172, had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes.
Benjamin M. Hahn, 209 4th St. West, Menomonie, WI 54751, had his application for an insurance license denied. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct and failing to disclose a military offense on a licensing application.
Clifford C. Hansen, P.O. Box 3541, Telluride, CO 81435, was ordered to pay a forfeiture of $1,000.00, was ordered to disclose true and accurate information on future licensing applications, and was ordered to timely disclose administrative actions. These actions were taken based on allegations of failing to disclose a criminal conviction on a licensing application and failing to timely report an administrative action taken by the state of California.
David J. Hartwig, 3024 N. 7th St., Wausau, WI 54403, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application.
Jerry S. Krause, W146N6202 Wigwam Dr., Menomonee Falls, WI 53051, was ordered not to reapply for an insurance license for a period of five years, was ordered to pay consumer restitution, and was ordered to cease and desist violation of Wisconsin insurance laws. These actions were taken based on allegations of engaging in personal financial transactions with insurance clients.
Lori S. Lupton, 4704 Speros Ln., Apt. 4, Eau Claire, WI 54701, had her insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes.
Russell K. Menendez, Jr., 741 Athletic Way, Sun Prairie, WI 53590, had his application for an insurance license denied. This action was taken based on allegations of owing delinquent Wisconsin taxes.
Jeremy S. Mileski, 1894 Quarry Park Dr., Apt. 1, De Pere, WI 54115, had his application for an insurance license denied. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct, having unpaid civil money judgments, and failing to respond completely to inquiries from OCI.
Alex J. Pingel, 2021 Deckner Ave., Apt. 509, Green Bay, WI 54302, had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes.
Duane B. Robertson, 8140 N. 107th St., Milwaukee, WI 53224, had his insurance license revoked. This action was taken based on allegations of owing delinquent Wisconsin taxes.
Steven P. Silverstein, 10001 W. Oakland Park Blvd., Ste. 302, Sunrise, FL 33351, had his application for an insurance license denied. This action was taken based on allegations of failing to disclose an insurance employment termination for cause on licensing applications, providing untrue information on licensing applications, having administrative actions taken by the states of Virginia and Wisconsin, and engaging in fraudulent activity in the insurance business.
Geoffrey C. Steger, 36 Hibbard Rd., Northfield, IL 60093, had his application for an insurance license denied. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct.
Chang S. Vang, 402 19th Ave. W., Apt. 2, Menomonie, WI 54751, had his application for an insurance license denied. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct.
Maxwell J. Verkuilen, 39 Shamrock Ct., Appleton, WI 54914, was ordered to pay a forfeiture of $500.00 and was ordered to reply promptly in writing and to provide all information requested in response to all inquiries from OCI. These actions were taken based on allegations of failing to timely report criminal charges to OCI.
Daphne L. Williams, 505 Northport Dr., Apt. 1, Madison, WI 53704, had her application for a Federal s.1033 waiver denied. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct.
Daphne L. Williams, 505 Northport Dr., Apt. 1, Madison, WI 53704, had her insurance license revoked. This action was taken based on allegations of having criminal convictions that may be substantially related to insurance marketing type conduct and having unpaid civil money judgments.
Greg H. Zastrow, W5190 Sumac Rd., Plymouth, WI 53073, agreed to a 9-month license suspension followed by a year of supervision, agreed to pay a forfeiture of $10,000.00, agreed to pay consumer restitution of $10,000.00, and agreed to a 5-year license revocation upon any future violations of Wisconsin insurance laws. These actions were taken based on allegations of failing to disclose replacement transactions and failing to properly consider suitability in selling life insurance and annuities.
Allegations and Actions Against Companies
Independent Car Rental Systems, Inc., 8453 Newman St., Douglasville, GA 30134, had its application for an insurance license denied. This action was taken based on allegations of owing delinquent Wisconsin taxes and providing false information on a licensing application.
Molina Healthcare of Wisconsin, Inc., 11200 W. Parkland Ave., Milwaukee, WI 53224, agreed to pay a forfeiture of $11,000.00 and agreed to develop and submit a compliance plan that addresses all required components of handling communications with OCI. These actions were taken based on allegations of repeatedly failing to respond promptly to inquiries from OCI.
QBE Insurance Corporation, One General Dr., Sun Prairie, WI 53596, was ordered to cease and desist improperly renewing policies with altered terms. This action was taken based on allegations of renewing insurance policies with premium increases before providing adequate notice.
Zenith Insurance Company, 21255 Califa St., Woodland Hills, CA 91367, was ordered to pay a forfeiture of $500.00 and was ordered to reply promptly in writing to all inquiries from OCI. These actions were taken based on allegations of failing to timely pay agent appointment fees.
Copies of Administrative Actions