Madison, WI—OCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken. Any forfeitures paid in these administrative actions are deposited in the Common School Fund which is administered by the Board of Commissioners of Public Lands. The earnings from this fund are distributed to all public K-12 schools in Wisconsin and are used by school libraries to purchase books. Copies of the administrative action orders may be viewed online at
https://ociaccess.oci.wi.gov/OrderInfo/OrdInfo.oci.
OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.
Allegations and Actions Against Agents
Kenneth Adams, 17821 17th St., Ste. 120, Tustin, CA 92780, had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI.
Jeremy N. Alderman, 508 Main St., Hingham, MA 02043, had his insurance license revoked. This action was taken based on allegations of failing to timely report administrative actions taken by the states of Indiana, Colorado, Missouri, and Kansas and failing to disclose previous administrative actions on a licensing application.
William C. Armstrong, 2635 N. 82nd St., Wauwatosa, WI 53213, had his application for an insurance license denied. This action was taken based on allegations of failing to retake an insurance examination and failing to respond promptly to inquiries from OCI.
Diana Berry-McDowell, 4027 N. 88th St., Milwaukee, WI 53222, had her application for an insurance license denied. This action was taken based on allegations of having unpaid civil money judgments.
Jon E. Bilodeau, 3156 Molly Brown Ln., Green Bay, WI 54313, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application.
Roy R. Cambronero, Jr., 3633 E. Squire Ave., Cudahy, WI 53110, had his application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of FINRA registration and failing to respond promptly to inquiries from OCI.
Saeng T. Chao, 9001 Willowberry Way, Elk Grove, CA 95758, had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI.
Robert R. Chapline, 4983 Ward Pkwy., Kansas City, MO 64112, had his application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of resident state reinsurance broker licensure and failing to respond promptly to inquiries from OCI.
Nathan Cockerham, 907 E. 7th St., Superior, WI 53880, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application.
Corey B. Copeland, Jr., 2201 Post Rd., Apt. 109, Fitchburg, WI 53713, had his application for an insurance license denied. This action was taken based on allegations of failing to complete the required fingerprinting/criminal background check, having a criminal conviction that may be substantially related to insurance marketing type conduct, owing delinquent child support, and failing to respond promptly to inquiries from OCI.
Brian J. Corsi, 5721 Yorkshire Rd., Madison, WI 53711, agreed to a 31-day denial of his licensing application and agreed to respond promptly to all inquiries from OCI. These actions were taken based on allegations of failing to respond promptly to inquiries from OCI.
Daniel C. Cummins, 232 Samuel Blvd., Apt. 80, Coppell, TX 75019, was ordered to pay a forfeiture of $500.00. This action was taken based on allegations of failing to timely report an administrative action taken by FINRA and failing to disclose the administrative action on a licensing application.
Paulette M. Czerwinski, 9559 W. Upham Ave., Greenfield, WI 53228, had her application for an insurance license denied. This action was taken based on allegations of failing to complete prelicensing education, failing to retake required examinations, and failing to respond promptly to inquiries from OCI.
Kira J. Eberhardy, 5400 S. La Salle Dr., New Berlin, WI 53151, had her application for an insurance license denied. This action was taken based on allegations of failing to complete the required fingerprinting/criminal background check, failing to provide evidence of examination completion, and failing to respond promptly to inquiries from OCI.
Thomas W. Everett, 814 N. 3rd Ave., Sturgeon Bay, WI 54235, had his application for an insurance license denied. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application, owing delinquent Wisconsin taxes, failing to complete prelicensing education, and failing to respond promptly to inquiries from OCI.
Susan Fanciullo, 111 W. 67th St., Apt. 22K, New York, NY 10023, had her application for an insurance license denied for 60 days. This action was taken based on allegations of failing to disclose administrative actions taken by the states of Virginia and New Jersey on a licensing application.
Michael J. Farino, 4013 Tokay Blvd., Madison, WI 53711, had his application for an insurance license denied. This action was taken based on allegations of failing to complete the required fingerprinting/criminal background check and failing to respond promptly to inquiries from OCI.
Emmanuel A. Franklin, 1704 W. Gold Mine Way, Queen Creek, AZ 85142, had his application for an insurance license denied. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct and failing to respond promptly to inquiries from OCI.
Wayne R. Fulleylove-Krause, W2643 St. Charles Rd., Chilton, WI 53014, had his application for an insurance license denied. This action was taken based on allegations of having a private reprimand issued by the Wisconsin Office of Lawyer Regulation related to misconduct in the practice of law.
Scott L. Giese, 3509 Barina Creek Dr., Green Bay, WI 54311, had his application for an insurance license denied. This action was taken based on allegations of having a criminal conviction that may be substantially related to insurance marketing type conduct.
Michelle L. Gomez, 87 W. Calle Sauco, Sahuarita, AZ 85629, had her application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of resident state surplus lines licensure and failing to respond promptly to inquiries from OCI.
Eduardo Gonzalez-Vigil, 9502 Autumn Gold, San Antonio, TX 78254, had his application for an insurance license denied. This action was taken based on allegations of failing to provide proof of eligibility to work in the United States and failing to respond promptly to inquiries from OCI.
Eduardo Gonzalez-Vigil, 9502 Autumn Gold, San Antonio, TX 78254, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application.
Robert J. Greenwood, 302 White Oak Ave., Plover, WI 54467, had his application for an insurance license denied. This action was taken based on allegations of failing to complete the required fingerprinting/background check and failing to respond promptly to inquiries from OCI.
Sarah Grutt, N4306 730th St., Menomonie, WI 54741, had her application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application.
Marc P. Hansen, 630 Aaron Ave., Springville, UT 84663, had his application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of resident state reinsurance broker licensure and failing to respond promptly to inquiries from OCI.
Lloyd Howard, 1808 E. Thayer St., Philadelphia, PA 19134, had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI.
Andrew Huynh, 222 Ashford Cir., Atlanta, GA 30338, had his application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of resident state surplus lines licensure and failing to respond promptly to inquiries from OCI.
Daren L. Johnson, 1805 169th Ave. NE, Ham Lake, MN 55304, had his application for an insurance license denied. This action was taken based on allegations of having an administrative action taken by the state of Minnesota and committing fraud against an insurance company.
Jekya Johnson, 1913 W. Meinecke Ave., Milwaukee, WI 53206, had her application for an insurance license denied. This action was taken based on allegations of failing to timely apply for licensure after passing an insurance examination and failing to respond promptly to inquiries from OCI.
Christopher Kalina, 111 1/2 7th Ave., Eau Claire, WI 54703, had his application for an insurance license denied. This action was taken based on allegations of failing to disclose criminal convictions on a licensing application and having an outstanding arrest warrant in the state of Texas.
Linda Kaufert, 901 Saunders Rd., Apt. 11, Kaukauna, WI 54130, was ordered to pay a forfeiture of $500.00 and was ordered to disclose any administrative actions taken in any jurisdiction. These actions were taken based on allegations of repeatedly failing to disclose a criminal conviction on licensing applications and failing to timely report administrative actions taken by the states of Florida, Mississippi, Idaho, and Wyoming to OCI.
Amy L. Kirk, 1513 E. Henry St., Appleton, WI 54915, had her application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of completing and passing an insurance examination and failing to respond promptly to inquiries from OCI.
Andrew M. Niles, 303 Hillcrest Dr., Holmen, WI 54636, had his application for an insurance license denied. This action was taken based on allegations of failing to disclose criminal convictions on a licensing application, having criminal convictions that may be substantially related to insurance marketing type conduct, having a history of civil money judgments, and failing to respond promptly to inquiries from OCI.
Andrew B. Ruckstaetter, 70021 Westshore Dr., Shorewood, IL 60404, had his insurance license revoked and was ordered to pay a forfeiture of $10,000.00. These actions were taken based on allegations of making multiple misrepresentations to an insurer and to consumers.
Allegations and Actions Against Companies
Elite Benefit Group, 1095 Broken Sound Pkwy. NW, Ste. 300, Boca Raton, FL 33487, had its application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of resident state Managing General Agent (MGA) business entity licensure, failing to provide evidence of resident and nonresident state MGA designated responsible producer agent licensure, and failing to respond promptly to inquiries from OCI.
Group Benefit Options, LLC, Two Corporate Dr., Ste. 636, Shelton, CT 06484, had its application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of resident state Managing General Agent (MGA) business entity licensure, failing to provide evidence of resident and nonresident state MGA designated responsible producer agent licensure, and failing to respond promptly to inquiries from OCI.
Copies of Administrative Actions