Madison, WI—OCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken. Any forfeitures paid in these administrative actions are deposited in the Common School Fund which is administered by the Board of Commissioners of Public Lands. The earnings from this fund are distributed to all public K-12 schools in Wisconsin and are used by school libraries to purchase books. Copies of the administrative action orders may be viewed online at https://ociaccess.oci.wi.gov/OrderInfo/OrdInfo.oci.
OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.
Allegations and Actions Against Agents
Tinika Aboagye, 2231 E. Camelback Rd., Ste. 300, Phoenix, AZ 85016, had her application for an insurance license denied. This action was taken based on allegations of having criminal convictions which may be substantially related to insurance marketing type conduct and failing to respond promptly to inquiries from OCI.
Lisa Amrein, 823 W. Pine St., Washburn, WI 54891, had her application for an insurance license denied. This action was taken based on allegations of having an unpaid civil money judgment and failing to respond promptly to inquiries from OCI.
Giuditta Angelini, 5737 Winthrop Ave., Mount Pleasant, WI 53406, had her application for an insurance license denied. This action was taken based on allegations of failing to disclose an administrative action taken by the Wisconsin State Medical Examining Board on a licensing application and for having her medicine and surgery license revoked.
Khoonthai Baccam, 2405 Apache Dr., Fitchburg, WI 53711, had his application for an insurance license denied. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application and failing to respond promptly to inquiries from OCI.
Edward M. Banks, 3581 S.W. Kromrey St., Port Saint Lucie, FL 34953, had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI.
Nelson S. Beltran, 8468 Bridge Rd., Grosse Ile, MI 48138, had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI.
Peter L. Bishop, P.O. Box 121, Sauk City, WI 53583, had his insurance license revoked. This action was taken based on allegations of failing to pay delinquent Wisconsin taxes.
Patrick J. Byrne, 811 Burr Oaks Dr., Unit 201, West Des Moines, IA 50266, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose administrative actions taken by the states of New York and Kansas on a licensing application.
Deborah P. Carr, 688 W. Golden St., Gilbert, AZ 85233, had her application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose administrative actions taken by the state of Arizona on a licensing application.
Jacob L. Chamness, P.O. Box 156, Mayflower, AR 72106, had his application for an insurance license denied. This action was taken based on allegations of having a criminal conviction which may be substantially related to insurance marketing type conduct and failing to respond promptly to inquiries from OCI.
Yalonda Clay, 1400 Union Meeting Rd., Ste. 202, Blue Bell, PA 19422, had her application for an insurance license denied. This action was taken based on allegations of having a criminal conviction which may be substantially related to insurance marketing type conduct and failing to respond promptly to inquiries from OCI.
Ever E. Contreras, 1131 Marshall Dr., Euless, TX 76039, had his application for an insurance license denied. This action was taken based on allegations of failing to provide a resident state federal crime waiver and failing to respond promptly to inquiries from OCI.
Ikechi O. Dixon, 4225 S.W. McClellen St., Port Saint Lucie, FL 34953, had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI.
Betty Dulin, 1716 Clarence Dr., Hopkinsville, KY 42240, had her application for an insurance license denied. This action was taken based on allegations of having a criminal conviction which may be substantially related to insurance marketing type conduct.
Donald L. Erwin, Jr., 24650 E. Applewood Cir., Unit 639, Aurora, CO 80016, had his application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of resident state surplus lines licensure and failing to respond promptly to inquiries from OCI.
Gidget A. Escudero, 1033 Shawnee Trace, Grand Prairie, TX 75051, had her application for an insurance license denied. This action was taken based on failing to withdraw a duplicate licensing application and failing to respond promptly to inquiries from OCI.
John B. Fisher, 1850 Bassett St., Apt. 310, Denver, CO 80202, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to report administrative actions taken by the states of Delaware, Georgia, and California on a licensing application.
Christina M. Ganske, 1086 Stonehaven Dr., Sun Prairie, WI 53590, had her application for an insurance license denied. This action was taken based on allegations of failing to complete the digital fingerprinting/criminal background check and failing to respond promptly to inquiries from OCI.
Lisandra M. Hall, 151 Laurel Dr. S., West Bend, WI 53095, had her application for an insurance license denied. This action was taken based on allegations of failing to complete prelicensing education, failing to complete an examination, failing to complete the digital fingerprinting/background check, and failing to respond promptly to inquiries from OCI.
Joseph Harp, 2000 U.S. Business Hwy. 287, Ennis, TX 75119, had his application for an insurance license denied. This action was taken based on allegations of having a criminal conviction which may be substantially related to insurance marketing type conduct.
Veronica Harrison, 2231 E. Camelback Rd., Ste. 300, Phoenix, AZ 85016, had her application for an insurance license denied. This action was taken based on allegations of having a criminal conviction which may be substantially related to insurance marketing type conduct.
Todd S. Hill, 129 N.W. Magnolia Lakes Blvd., Port Saint Lucie, FL 34986, had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI.
Kimberly M. Holmes, 943 W. 6th Ave., Corsicana, TX 75110, had her application for an insurance license denied. This action was taken based on allegations of having a criminal conviction which may be substantially related to insurance marketing type conduct and failing to respond promptly to inquiries from OCI.
Daniel J. Hubbard, 5324 Orchard Ln., Greendale, WI 53129, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application.
Wendy L. Hull, 8755 Hartman Rd., Minocqua, WI 54548, had her insurance license revoked. This action was taken based on allegations of failing to pay delinquent Wisconsin taxes.
Nickesha King, 500 S.W. 101 Terrace, Apt. 110, Pembroke Pines, FL 33025, agreed to a 31-day denial of her application for an insurance license. This action was taken based on allegations of failing to respond promptly to inquiries from OCI.
Zachary Kinney, 4200 Hawthorne Rd., Chubbuck, ID 83202, had his application for an insurance license denied. This action was taken based on allegations of having a criminal conviction which may be substantially related to insurance marketing type conduct and having a probationary resident insurance license rather than a permanent resident insurance license.
Sherry M. Lowe, 501 W. Michigan St., Milwaukee, WI 53203, had her application for an insurance license denied. This action was taken based on allegations of failing to disclose pending criminal charges on a licensing application and having a criminal conviction which may be substantially related to insurance marketing type conduct.
Gabrielle R. Mallory, 5237 N. Sherman Blvd., Apt. 3, Milwaukee, WI 53209, had her application for an insurance license denied. This action was taken based on allegations of having a criminal conviction which may be substantially related to insurance marketing type conduct, having unpaid civil money judgments, and failing to respond promptly to inquiries from OCI.
Jesse O. Martin, 675 Ridge Rd., Trlr. 201, Mosinee, WI 54455, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to provide timely notice of address changes to OCI, providing inaccurate address and residency information on licensing applications, and having an administrative action taken by the state of Wisconsin.
Jesse A. Mays, 5100 S.W. Macadam Ave., Ste. 180, Portland, OR 97239, had his application for an insurance license denied. This action was taken based on allegations of having a criminal conviction which may be substantially related to insurance marketing type conduct and failing to respond promptly to inquiries from OCI.
Daniel W. McDermott, 8836 45th Ave., Kenosha, WI 53142, had his insurance license revoked. This action was taken based on allegations of failing to pay delinquent Wisconsin taxes.
Veronica Mendez, 11620 Jennifer Dr., El Paso, TX 79936, had her application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of resident state surplus lines licensure and failing to respond promptly to inquiries from OCI.
Stephen T. Mertz, 9054 Hyland Creek Rd., Bloomington, MN 55437, had his application for an insurance license denied. This action was taken based on allegations of failing to provide evidence of resident state surplus lines licensure and failing to respond promptly to inquiries from OCI.
William T. Miller, 1500 Parklawn Dr., Unit 628, Charleston, SC 29414, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of North Dakota on a licensing application.
Earl Morgan, Jr., 34 Hilldale Rd., Cheltenham, PA 19012, had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI.
Nikolas K. Newgard, 202 1/2 Gibson St., Eau Claire, WI 54701, had his insurance license revoked. This action was taken based on allegations of failing to pay delinquent Wisconsin taxes.
Katie M. Pemberton, 746 Pacific Ave., Kansas City, KS 66101, had her application for an insurance license denied. This action was taken based on allegations of owing delinquent child support.
Latrice Porter, 5976 N. 37th St., Milwaukee, WI 53209, had her application for an insurance license denied. This action was taken based on allegations of failing to provide a valid mailing address on a licensing application, failing to surrender or convert another state's active resident insurance license, and failing to respond promptly to inquiries from OCI.
Thomas P. Reim, P.O. Box 892, Bismarck, ND 58502, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of North Dakota on a licensing application.
Brenda L. Santiago, 1310 Minnesota Ave., South Milwaukee, WI 53172, had her insurance license revoked. This action was taken based on allegations of failing to pay delinquent Wisconsin taxes.
Amy S. Sarbacker, 6519 County Rd. DD, Mineral Point, WI 53565, agreed to the 60-day denial of her application for an insurance license, agreed to provide certain documentation to OCI, and agreed to respond promptly in writing to all inquiries from OCI. These actions were taken based on allegations of having unpaid civil money judgments, failing to disclose an administrative action taken by the state of Wisconsin on a licensing application, and failing to respond promptly to inquiries from OCI.
Joseph D. Shaw, 405 River Bend Rd., Apt. 3, Madison, WI 53713, had his application for an insurance license denied. This action was taken based on allegations of failing to complete required prelicensing education and failing to respond promptly to inquiries from OCI.
Christine Spoo, 724 Elm St., Unit 205, West Bend, WI 53095, had her application for an insurance license denied. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application and having a criminal conviction which may be substantially related to insurance marketing type conduct.
Mary L. Silas Sutherland, 11603 W. Coker Loop, Ste. 200, San Antonio, TX 78216, had her application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI.
Cynthia Thornton, 2231 E. Camelback Rd., Ste. 300, Phoenix, AZ 85016, had her application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI.
Derrick S. Wilson, 150 N. East St., Bethel, OH 45106, had his application for an insurance license denied. This action was taken based on allegations of owing delinquent child support and failing to respond promptly to inquiries from OCI.
Allegations and Actions Against Companies
Acentria, Inc., 4634 Gulfstarr Dr., Destin, FL 32541, had its application for an insurance license denied. This action was taken based on allegations of failing to disclose criminal convictions of a company officer on a licensing application and failing to respond promptly to inquiries from OCI.
Medica Health Plans of Wisconsin, P.O. Box 9310, Minneapolis, MN 55440, agreed to cease and desist from utilizing unfiled premium rates, agreed to provide a letter of acknowledgment to each affected consumer, agreed to verify that quoted premiums for new enrollment and renewal files are consistent with filed rates, and agreed not to issue revised billing statements to affected insureds. These actions were taken based on allegations of utilizing unfiled premium rates.
Copies of Administrative Actions