Valuation Policy Endorsements
Accounts Receivable Endorsement (OCI 41-926)
This endorsement reimburses an insured for money owed to a company by its debtors during the time that a business must stay closed due to a covered loss.
Additional Insured Endorsement (OCI 41-900)
Business Income Endorsement (OCI 41-108)
This endorsement reimburses an insured for lost profits and continuing fixed expenses during the time that a business must stay closed due to a covered loss.
Collision Coverage for Motor Vehicles (OCI 41-906)
This endorsement adds physical damage coverage to your vehicle if it hits or is hit by another vehicle or object.
Comprehensive Coverage (OCI 41-012)
This endorsement adds physical damage coverage to your vehicle that does not involve collision with another vehicle or object.
Contractor's Equipment Endorsement (OCI 41-070)
This endorsement adds physical damage coverage to the insured's unlicensed Contractors Equipment. A complete list of defined equipment can be found on the last page (i) of the Valuation policy 41-080.
Fine Arts Agreed Value Endorsement (OCI 41-111)
This endorsement adds coverage on Fine Arts defined within the Valuation policy that are over $50,000 in value either per item or per exhibit at the value you request.
Golf Course Grounds Coverage Endorsement (OCI 41-910)
This endorsement adds coverage to Golf Course type property such as greens, tees, fairways, etc.
Historical Building Endorsement (OCI 41-927)
Joint Loss Agreement Endorsement (OCI 41-002)
This endorsement requires the Local Government Property Insurance Fund (Fund) and an insured's Boiler and Machinery carrier to pay half of the amount of a disputed loss and then negotiate afterwards about actual liability. Both the Fund and the Boiler and Machinery carrier must have this endorsement added to their respective policies.
Livestock Floater Form A (OCI 41-054)
This endorsement adds coverage on livestock for specific listed perils resulting in death or destruction and theft.
Loss Payable Endorsement (OCI 41-908)
This endorsement adds coverage to secure the financial interest of a person and/or institution if property is damaged or destroyed.
Monies and Securities Endorsement (OCI 41-060)
This endorsement adds coverage for your money and negotiable and non-negotiable securities for loss by theft, disappearance, or destruction inside and/or outside an insured's premise. This coverage does not apply to any fraudulent, dishonest or criminal acts by the insured, an officer, employee, director, trustee or authorized representative.
Pier and Wharf Additional Coverage Endorsement (OCI 41-922)
This endorsement adds back the policy loss exclusion of "impact of watercraft, by the pressure of weight of ice or water whether driven by wind or not" on Piers and Wharves.
Special Use Animal Coverage Endorsement (OCI 41-907)
This endorsement adds coverage for police enforcement animals such as dogs or horses.
Specific Limit Endorsement Valuation Project Policy (OCI 41-078)
This endorsement adds coverage on buildings and contents that an insured may not want to carry for Replacement Value coverage. The limit set by the insured is the maximum possible amount the Fund will pay if a loss occurs.
Vacancy Permit (OCI 41-925)
Zoo Animals Endorsement (OCI 41-909)
This endorsement adds coverage for Zoo animals. Animal mortality is specifically excluded.