No, a carrier cannot deny a claim for these factors. Generally, these factors would be considered during the underwriting process and would impact the pricing of the policy or whether a policy is issued. They should not have any effect regarding a claim on an in-force policy. Alternatively, if a delivery driver is currently seeking a new policy, the carrier would still have the right to deny to issue the policy; however, if the policy is issued, the carrier would have to provide coverage for commercial activities regardless of these factors under the order.