Common Exclusions

No insurance policy will cover everything that is not covered by Medicare. Medicare excludes certain types of medical expenses. So do many Medicare supplement, Medicare select, Medicare cost policies, and Medicare Advantage plans.

Important exclusions to understand

Some services that are frequently excluded under these policies are:

  • custodial care in nursing homes,
  • private duty nursing,
  • routine check-ups,
  • eye glasses,
  • hearing aids,
  • dental work,
  • cosmetic surgery, and
  • prescription drugs.