Independent Review Process
Minimum Adjusted Dollar Amount

Wisconsin's independent review process may help you resolve your dispute if your health insurance plan denies coverage of a service based on a medical necessity or experimental treatment determination. The independent review process allows you to have a medical expert with no connection to your health plan review the health plan's decision. In order to be eligible for an independent review, the dispute must involve a minimum amount of money. This minimum cost or expected cost of the treatment is adjusted annually to reflect the changes in the consumer price index as determined by the United States Department of Labor.

The chart below lists the minimum costs and related time periods that the given amounts will be in effect. To determine the amount that applies to your dispute, use the later of: the last date that treatment was received or the date that the insurer mailed its written denial.

*Administrative rule implementing change in minimum cost became effective January 1, 2005.

The Fact Sheet on the Independent Review Process in Wisconsin provides more information about this process. It can be found at http://oci.wi.gov/pub_list/pi-203.htm. You can also contact OCI at the address on the How to Contact Us page to request a copy.

Independent Review Organizations Certified to Perform Independent Reviews in Wisconsin