To assist individuals with frequently asked licensing questions, we've compiled the following:


How do I apply for a license in Wisconsin?

Residents of Wisconsin

If you want to obtain a resident license for Life, Accident & Health, Property, Casualty, or Personal Lines P&C you must first complete the prelicensing education and then the examination for each line of authority. If you want to solicit any of the limited lines, including Title or Credit, you must pass the appropriate examination. If you want to solicit Variable Life/Variable Annuity, Crop, Surety, Legal Expense or Travel, you are not required to pass an examination and can apply for a license at www.nipr.com.

A list of the prelicensing education schools is available at https://sbs-wi.naic.org/Lion-Web/jsp/extcelookup/ProviderCourseSchedule.jsp.

You can schedule an examination via https://www.prometric.com/en-us/Pages/home.aspx.

A criminal background check is required of all individuals taking an examination. You can schedule an appointment via http://www.fieldprintwisconsin.com/.

The Candidate Handbook is available at Candidate Handbook (opens in new window) (external site) that covers the license application process in detail.

After all requirements are met, you can apply online via www.nipr.com.

Nonresidents of Wisconsin

Apply online at www.nipr.com.

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How do I renew my license?

Renew online at www.nipr.com.

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How do I reinstate a resident license that has been cancelled within the last 12 months?

If you were licensed within the last 12 months and had your license cancelled for nonpayment of the biennial regulation fees, noncompliance with continuing education, or failing to pay delinquent taxes, you can reapply without completing prelicensing or an examination. You can reinstate via www.nipr.com.

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How do I reinstate a resident license that has been cancelled for over one year?

To be relicensed with the same line(s) of authority, you would be required to complete all of the prelicensing education for each line previously held and also sit for the examination for agents who already held the license.

A list of the prelicensing education schools is available at https://sbs-wi.naic.org/Lion-Web/jsp/extcelookup/ProviderCourseSchedule.jsp.

You can schedule an examination for agents who already held the license via https://www.prometric.com/en-us/Pages/home.aspx.

A criminal background check is required of all persons taking an examination. Schedule an appointment via http://www.fieldprintwisconsin.com/.

The Candidate Handbook is available at Candidate Handbook (opens in new window) (external site) that covers the license application process in detail.

After all requirements are met, you can apply online via www.nipr.com.

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If I move to Wisconsin to become a resident and already have a nonresident Wisconsin license, what are the licensing requirements?

If you are moving to Wisconsin and already hold a nonresident Wisconsin license, you are exempt from the prelicensing education and examination requirements. Our office requires that your previous resident license be inactivated/surrendered before you are issued a resident license. The application is available on our Web site at oci.wi.gov/agentlic/forms-agent.htm.

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If I currently hold a nonresident license in Wisconsin and move to another state, does anything happen to my license?

You have 30 days to notify us of your new resident address. Once changed, your license will go into a "60-day status." An e-mail will go to you explaining you have 60 days to provide us with evidence of your new resident license. Failure to provide that information within that time frame will result in license cancellation.

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Does my agency need to be licensed?

Corporate (agency) insurance licensing is not required in Wisconsin by our office. It is offered, however, even if a license is issued, it does not provide the corporation with any authority to act as an agent. Commissions can be paid to a corporation with or without a license. Corporations cannot be appointed to insurers. An information sheet on this topic is available on our Web site at oci.wi.gov/agentlic/corplic.htm. Nonresident corporations can apply online at www.nipr.com.

Resident corporations would need to acquire this license in order to apply as a nonresident in states where this license is required.

All individuals must be licensed as intermediaries (agents).

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Are agency personnel required to be licensed?

Anyone soliciting, negotiating, placing insurance or annuities, or advising on insurance needs and coverages must be licensed as an agent (s. 628.02, Wis. Stat.). Unlicensed persons working in an agent's office are not allowed to quote rates or provide advice on coverage limits, etc. Individuals would be able to provide any clerical services to the agent.

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Do I need a license if I'm selling group insurance?

Current law requires all individuals who are soliciting, negotiating, placing insurance or annuities, or advising on insurance needs and coverages to hold an intermediary (agent) license. This would include coverage being solicited such as credit, individual whole life, annuity or homeowners. If a bank is the group policyholder for credit insurance and receives a commission, each person is required to hold a license.

Section 628.02, Wis. Stat., includes an exception for administrative activities for group insurance if the policyholder receives only compensation related to the expenses of insurance sold. In this instance, unlicensed employees who are not paid incentives, bonuses or commissions for selling insurance, may perform the administrative function of "enrolling" an individual in the group for credit insurance, as long as there is a properly licensed person on the premises at the time the insurance is sold.

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Do I need a license to sell variable products in Wisconsin?

Effective September 1, 2009, OCI began issuing the Variable Life/Variable Annuity qualification. There is a 6-month transition period where an agent can solicit under either the previous requirements identified below or the new qualification. After April 1, 2010, anyone wishing to solicit these products must hold the Variable Life/Variable Annuity qualification.

To obtain the Variable Life/Variable Annuity qualification, agents will need to hold a Life license and provide verification of required registration by the Financial Industry Regulatory Authority (FINRA) registered for Series 6 or Series 7. Applicants can apply online at www.nipr.com. Select Apply for a License and follow the prompts.

An information sheet on this topic is available on our Web site at oci.wi.gov/agentlic/varcont.htm.

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Can I find my licensing information on-line?

You can view your license information at https://sbs-wi.naic.org/Lion-Web/jsp/sbsreports/AgentLookup.jsp or print your license for free at http://www.statebasedsystems.com/LicensePrint.htm.

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Can I link my Web site to OCI's home page?

You are welcome to link to our Web site, but as a state regulatory agency and as a matter of policy, we do not add other entities to our Web site unless there is a compelling public interest in doing so. This is so that we are not in the position of appearing to endorse or promote a particular product or service.

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Can I obtain a list of licensed agents?

OCI offers our free individual agent lookup and our free company lookup, which includes a listing of all agents appointed with a company. A custom list of licensed agents is available for purchase at http://www.statebasedsystems.com/rgbenefits.htm.