For more information, contact: Robert Luck, Consumer Attorney,
Phone: (608) 266-0082,
E-mail: robert.luck@oci.state.wi.us

Madison, WI--OCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken. This list of administrative actions does not include actions for which a separate press release is done. Copies of the administrative action orders may be viewed online at https://ociaccess.oci.wi.gov/OrderInfo/OrdInfo.oci.

OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.

Allegations and Actions Against Agents

Burton S. Arnow, 436 Pintail Ln., Deerfield, IL 60015, has had his license denied for 31 days. This action was based on allegations of failing to disclose two administrative actions taken by the state of Illinois on a surplus lines insurance license application.

Chevonda Chenise Clark, 4117 MacArthur Rd., Virginia Beach, VA 23456, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose administrative action taken by the state of North Carolina on an insurance license application.

David Cobleigh, 33 Ridge Rd., Ardsley, NY 10502, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and administrative action taken by another state.

Robert Aaron Dyke, 10209 Nez Pierce Dr., Hannibal, MO 63401, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative actions taken by the states of Wisconsin, Iowa, and Illinois on an insurance license application.

Scott A. Fritsche, 5506 Sunset St., Schofield, WI 54476, has had his application for an insurance license denied. This action was based on allegations of a criminal conviction substantially related to insurance marketing type conduct.

William T. Gaskins, 4617B Colony Rd., Charlotte, NC 28226, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction substantially related to insurance marketing type conduct.

Justin M. Gessert, 1809 E. Bristlecone Dr., Hartland, WI 53029, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction substantially related to insurance marketing type conduct.

Kenneth R. Golden, 1437 Henry Ave., Beloit, WI 53511, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction substantially related to insurance marketing type conduct.

Morgan Thomas Greer, 2430 Topsail Cir., Westlake Village, CA 91361, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and failing to pay delinquent tax obligations.

Lawrence Dale Hathaway, 2A Cambridge Ct., Gladstone, MI 49837, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and administrative action taken by another state.

Thomas A. Hinneberg, 1508 Meadow Ct., Port Washington, WI 53074, was ordered to pay forfeiture ($12,000.00) levied in case 04-C29114 within ten days after service of this order or his intermediary license is permanently revoked, and has had his license suspended for six months. This action was based on allegations of failing to pay a previous forfeiture when due.

Thomas Keith Huval, 1008 Rue Bois De Chene, Breaux Bridge, LA 70517, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative action taken by the state of Louisiana on an insurance license application.

Kristen Diane Kassahn, 8025 N. FM 620 #1632, Austin, TX 78726, has had her application for an insurance license denied. This action was based on allegations of a criminal conviction substantially related to insurance marketing type conduct.

Frank D. Kaylor, N26 W27058 Prospect Ave., Pewaukee, WI 53072, was ordered to pay a forfeiture of $10,000.00 and was ordered to make restitution to the customer's estate for the difference between the price paid for her real estate and the fair market value, provide a complete accounting to OCI of all funds received from the customer, and repay her estate any money owed. The suspension will continue until the accounting and payment are completed and he has had his license suspended for six months. This action was based on allegations of entering into a prohibited personal financial transaction with a customer in violation of s. Ins 6.60 (2), Wis. Adm. Code.

Stella Francis Lewis, 2246 Lisa Dr., Warrington, PA 18976, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding bankruptcy or judgment.

Daniel Brian Longman, 1225 S.E. Coral Reef, Port St. Lucie, FL 34983, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and administrative action taken by another state.

Mario M. Martinez, 6408 W. Lloys St., Milwaukee, WI 53213, has had his application for an insurance license denied. This action was based on allegations of a criminal conviction substantially related to insurance marketing type conduct and revocation of his law license by the State of Wisconsin Supreme Court, Board of Attorneys Professional Responsibility.

Corrado Mezzina, 404 Silver Creek Ln., Norwalk, CT 06850, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and administrative action taken by another state.

Jeffrey J. Miller, 2808 Trillium Pl., Onalaska, WI 54650, agreed to make restitution to all persons as ordered by the U.S. District Court in case 05-CR 0091C (the amount of restitution ordered by the Court: $3,458,025.74) and agreed to a revocation of his insurance license. This action was based on allegations of false and misleading communications, engaging in business conduct which endangered the interests of customers and the public, and a criminal conviction substantially related to insurance marketing.

Eduard Mirzakhanyan, 127 S. Adams #12, Glendale, CA 91205, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative action taken by the state of California on an insurance license application.

John Perry Owen, 2665 Kashmere Cyn, Acton, CA 93510, agreed to not reapply for a Wisconsin license until California civil action resolved without a finding of wrongful conduct. He shall cooperate with the OCI investigation and agreed to surrender his insurance agent's license. This action was based on allegations of failing to respond promptly to inquiries from OCI and failure to report pending court action.

Scott D. Schultz, 115 Courtney Ct., Neenah, WI 54946, paid a forfeiture of $1,000.00 and was ordered to cease and desist from using advertisements that do not comply with Wisconsin insurance law. This action was based on allegations of using Medicare supplement insurance advertising not in compliance with the law.

William H. Tarrolly, 7108 Sauk Cir., Mequon, WI 53092, was ordered to pay a forfeiture of $500.00, was ordered to completely satisfy OCI's requests for information served under s. 601.42, Wis. Stat., before the suspension may be lifted, was ordered to pay the forfeiture within two weeks after the date of service of the order, and has had his license suspended for 30 days. This action was based on allegations of failing to respond promptly to inquiries from OCI.

Jeffrey Lee Taylor, 63 Meadow Dr., Mill Valley, CA 94941, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction substantially related to insurance marketing type conduct.

Lawrence F. Williams, 5640 Gainor Rd., Philadelphia, PA 19131, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction substantially related to insurance marketing type conduct.

Allegations and Actions Against Companies

Bankers Life and Casualty Company, 222 Merchandise Mart Plaza, Chicago, IL 60654, paid a forfeiture of $2,000.00 and was ordered to cease and desist failing to comply with Medicare supplement insurance regulations. This action was based on allegations of failing to properly issue Medicare supplement policies in accordance with Wisconsin insurance regulations.

IDS Property Casualty Insurance Company, 3500 Packerland Dr., DePere, WI 54115, paid a forfeiture of $7,000.00. This action was based on allegations of failing to comply with a previous examination order.

Marcellon Town Mutual Fire Insurance Company, W3294 Grouse Rd., Pardeeville, WI 53954, paid a forfeiture of $1,000.00 and was ordered to comply with the exam order. This action was based on allegations of failing to comply with a previous examination order.

UnitedHealthcare of Wisconsin, Inc., 10701 W. Research Dr., Wauwatosa, WI 53226, paid a forfeiture of $500.00 and was ordered to comply with the exam order. This action was based on allegations of failing to comply with a previous examination order.

Copies of Administrative Actions