For more information, contact: Robert Luck, Consumer Attorney,
Phone: (608) 266-0082,
E-mail: robert.luck@wisconsin.gov

Madison, WIOCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken. Any forfeitures paid in these administrative actions are deposited in the Common School Fund which is administered by the Board of Commissioners of Public Lands. The earnings from this fund are distributed to all public K-12 schools in Wisconsin and are used by school libraries to purchase books. Copies of the administrative action orders may be viewed online at https://ociaccess.oci.wi.gov/OrderInfo/OrdInfo.oci.

OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.

Allegations and Actions Against Agents

Brian E. Bates, 4920 N. 24th Pl., Milwaukee, WI 53209, has had his application for an insurance license denied for 31 days. This action was based on allegations of failing to disclose a previous criminal conviction on an insurance license application.

Chelsie A. Bellisle, 633 Pine St., Pulaski, WI 54162, has had her application for an insurance license denied. This action was based on allegations of recent convictions for driving after revocation which shows evidence of untrustworthiness and may be substantially related to insurance marketing type conduct.

Timothy G. Blechl, 233 N. Thompson Dr. Apt. 8, Madison, WI 53714, has had his insurance license suspended beginning November 13, 2009. This action was based on allegations of failing to pay past child support due.

Linden D. Carson, 3957 N. 51st Blvd., Milwaukee, WI 53216, has had his application for an insurance license denied for 31 days. This action was based on allegations of failing to disclose a previous criminal conviction on an insurance license application.

William B. Dewitt, 524 McDowell St., Delavan, WI 53115, has had his application for an insurance license denied for 31 days. This action was based on allegations of failing to disclose a previous administrative action taken by the Financial Industry Regulatory Authority on an insurance license application.

Carol L. Flood, W11423 Catherine Ct., Waupun, WI 53963, has had her application for an insurance license denied for 31 days. This action was based on allegations of failing to disclose a previous criminal conviction on an insurance license application.

Ronald K. Fosu, 2039 Shopiere Rd., Beloit, WI 53511, has had his application for an insurance license denied. This action was based on allegations of a criminal conviction which may be substantially related to insurance marketing type conduct.

Troy N. Girolamo, N51012 Hutchins Ln., Eleva, WI 54738, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction which may be substantially related to insurance marketing type conduct.

Gregory J. Kapp, 1400 Celebration Ave. Unit 308, Kissimmee, FL 34747, has had his application for an insurance license denied for 31 days. This action was based on allegations of failing to disclose a previous administrative action taken by the state of Wisconsin on an insurance license application.

Tracy A. Kasten, 3825 Capitol Ct., Appleton, WI 54913, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose a previous criminal charge on an insurance license application.

Marlene M. Kernan, 1310 Utica St., P.O. Box 750, Oriskany, NY 13424, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI, a criminal arrest and conviction which may be substantially related to insurance marketing type conduct, and a previous administrative action taken by another state.

James Methu, 3070 N. 55th St., Milwaukee, WI 53210, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to written inquiries from OCI regarding an incomplete application.

Sone Phrakousonh, W171 N4892 Greenview Ave., Menomonee Falls, WI 53051, agreed to pay a forfeiture of $10,000.00, to facilitate consumer restitution, to cease selling indexed annuities until November 1, 2012, to sell insurance products only under supervision until November 1, 2012, and to attend additional continuing education courses regarding the sale of annuities to senior citizens. This action was based on allegations of failing to properly consider suitability when recommending annuity products and failing to properly consider suitability in selling life insurance or annuities.

Larry F. Propson, 336 Steven St., Green Bay, WI 54303, has had his application for an insurance license denied for 31 days. This action was based on allegations of failing to disclose a previous criminal conviction on an insurance license application.

Therese A. Schneider, 100 Thackery Dr., Oshkosh, WI 54904, has had her application for an insurance license denied. This action was based on allegations of an administrative action taken by the State of Wisconsin Department of Regulation and Licensing, Nursing Examining Board.

Lori L. Schwandt, 3292 Leonard Point Ln., Oshkosh, WI 54904, has had her application for an insurance license denied for 31 days. This action was based on allegations of failing to disclose a previous administrative action taken by the Financial Industry Regulatory Authority on an insurance license application.

Daniel J. Simon, 7527 Harold Ave., Minneapolis, MN 55427, has had his application for an insurance license denied for 31 days. This action was based on allegations of failing to disclose a previous administrative action taken by the state of Minnesota on an insurance license application.

Daniel R. VanLinn, W1872 Conservation Rd., Brillion, WI 54110, has had his application for an insurance license denied for 31 days. This action was based on allegations of failing to disclose a previous criminal conviction on an insurance license application.

Howard W. Witt, Jr., 831 Liliana Ter., Oregon, WI 53575, has had his application for an insurance license denied for 31 days. This action was based on allegations of failing to disclose a previous criminal conviction on an insurance license application.

Jonathan T. Yeadon, 2604 S. La Prairie Town Hall Rd., Janesville, WI 53546, has had his insurance license suspended beginning November 13, 2009. This action was based on allegations of failing to pay past child support due.

Josh A. Zoerner, 1867 15th Ave., Kenosha, WI 53140, agreed to pay a forfeiture of $7,500.00, to cease selling indexed annuities until November 1, 2012, and to attend additional continuing education classes regarding the sale of annuities to senior citizens. This action was based on allegations of failing to properly consider suitability in selling annuity policies.

Allegations and Actions Against Companies

Citizens Insurance Company of America, 645 W. Grand River, Howell, MI 48843, was ordered to pay a forfeiture of $500.00, to provide requested information within ten days, to promptly reply in writing, and to provide all information requested in response to all inquiries from the Commissioner. This action was based on allegations of failing to respond promptly to inquiries from OCI.

Evanston Insurance Company, Ten Parkway N., Deerfield IL 60015, agreed to pay a forfeiture of $100,000.00, to not issue any new policy offering mortgage guaranty insurance as defined in s. Ins 6.75 (2) (i), Wis. Adm. Code, and to provide a copy of the stipulation to all current insureds. This action was based on allegations of violating surplus lines laws by failing to provide a "Proposal," issuing surplus lines policies that did not have the notice required in s. 618.41 (9), Wis. Stat., and writing mortgage guaranty insurance when s. Ins 6.17, Wis. Adm. Code, prohibits surplus lines insurers from writing mortgage guaranty insurance.

The Hanover Insurance Company, Ten Corporate Dr. Ste. 200, Bedford, NH 03110, was ordered to pay a forfeiture of $500.00, to provide requested information within ten days, to promptly reply in writing, and to provide all information requested in response to all inquiries from the Commissioner. This action was based on allegations of failing to respond promptly to inquiries from OCI.

Massachusetts Bay Insurance Company, Ten Corporate Dr. Ste. 200, Bedford, NH 03110, was ordered to pay a forfeiture of $500.00, to provide requested information within ten days, to promptly reply in writing, and to provide all information requested in response to all inquiries from the Commissioner. This action was based on allegations of failing to respond promptly to inquiries from OCI.

Zurich American Insurance Company, 1400 American Ln. Tower 1, 19th Fl., Schaumburg, IL 60196, was ordered to pay a forfeiture of $500.00, to provide requested information within ten days, to promptly reply in writing, and to provide all information requested in response to all inquiries from the Commissioner. This action was based on allegations of failing to respond promptly to inquiries from OCI.

Copies of Administrative Actions