For more information, contact: Robert Luck, Consumer Attorney,
Phone: (608) 266-0082,
E-mail: robert.luck@wisconsin.gov

Madison, WI—OCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken. Any forfeitures paid in these administrative actions are deposited in the Common School Fund which is administered by the Board of Commissioners of Public Lands. The earnings from this fund are distributed to all public K-12 schools in Wisconsin and are used by school libraries to purchase books. Copies of the administrative action orders may be viewed online at https://ociaccess.oci.wi.gov/OrderInfo/OrdInfo.oci.

OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.

Allegations and Actions Against Agents

Najla N. Alwan, 377 N. First St., Council Bluffs, IA 51503, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose administrative action taken by the state of Oklahoma on an insurance license application.

Riccardo Bambi, 4901 Bayfield Ter., Madison, WI 53705, was ordered to respond promptly to inquiries from OCI and has had his license denied for 60 days. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding an application for an insurance license.

Ellen A. Bosetski, 3461 Pine Forest Dr., Green Bay, WI 54313, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose a previous Wisconsin administrative action on an insurance license application.

Gary E. Burnham, 3989 S. Camrose Ave., New Berlin, WI 53151, paid a forfeiture of $10,000.00 and surrendered his insurance agent's license. This action was based on allegations of making false and misleading statements to consumers regarding the sale of annuity products, making unsuitable recommendations and sales of annuities to seniors, and failing to properly consider suitability in selling life insurance.

Graham McMurray Clement, 5938 Flambeau Rd., Rancho Palos Verdes, CA 90275, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose administrative action taken by the state of Nevada on an insurance license application.

Owen G. Costanza, 199 Edson St., Poplar Grove, IL 61065, has had his license denied for 31 days. This action was based on allegations of failing to disclose previous criminal convictions on an insurance license application and failing to disclose a company termination for allegations of misconduct.

Sean Richard Dahl, 907 S. Comanche Ln., Waukesha, WI 53188, paid a forfeiture of $250.00, was ordered to respond truthfully to all inquiries from OCI, and has had his license denied for 30 days. This action was based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose a criminal conviction on his insurance license application.

Patrick Lee Fahrenkrug, N7973 Pigeon Rd., Sherwood, WI 54169, has had his license denied for 31 days. This action was based on allegations of failing to disclose previous criminal convictions on an insurance license application.

Thomas A. Hampel, 2323 S. 55th St., West Allis, WI 53219, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Donald A. Haworth, 871 Klondike Ave., Hillsboro, WI 54634, has had his license denied for 31 days. This action was based on allegations of failing to disclose a previous administrative action taken by the state of Wisconsin on an insurance license application.

Brian L. Hicks, 2727 E. Shore Dr., Green Bay, WI 54302, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Kim Ray Holzberger, 6423 N. 40th St., Milwaukee, WI 53209, has had her license denied for 31 days. This action was based on allegations of failing to disclose previous criminal convictions on an insurance license application.

Jeffery A. Hosking, 1914 La Sierra Way, Madison, WI 53716, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Kevin James Kabacinski, 2215 S. 61st St., Milwaukee, WI 53219, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding judgment or bankruptcy that involved funds held on behalf of others and failing to pay Wisconsin delinquent taxes due.

Steven A. Kanner, 6646 NW 25th Ter., Boca Raton, FL 33496, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding lawsuits and administrative action taken by the state of Maryland Securities Division.

Zach D. Kass, 14941 Kass Rd., Dubuque, IA 52002, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction which may be substantially related to insurance marketing type conduct.

Vincent John Kleszcz, 4529 Butterfly Way, Keller, TX 76248, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative actions taken by the states of Delaware and Kansas on an insurance license application.

Michael E. Lambert, 379 W. Main St., Waukesha, WI 53186, was ordered to cease and desist from making any communication relating to an insurance contract which contains false or misleading information. This action was based on allegations of signing a signature on document without proper authority.

Chad A. Larson, W204 N17261 Jackson Dr., Jackson, WI 53037, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Stephanie C. Martinson, 582 Meadow Trace, Deerfield, WI 53531, has had her insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Paul N. Marx, 502 Dorn Dr., Waunakee, WI 53597, has had his application for an insurance license denied. This action was based on allegations of a criminal conviction which may be substantially related to insurance marketing type conduct.

Matthew George Mascal, N61 W27319 Trappers Run, Sussex, WI 53089, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative action taken by the state of Florida on an insurance license application and failing to disclose previous criminal convictions on a 1996 insurance license application.

Christena A. McMullen, 21787 CTH DD, Richland Center, WI 53581, has had her insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Edward G. Miller, 1027 N. 22nd St., Milwaukee, WI 53233, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose previous criminal convictions on an insurance license application.

Terrence Regan Moore, 515 E. Cedar Ln., Mequon, WI 53092, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Justin A. Pascale, 1701 Venus Cir., Racine, WI 53404, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction which may be substantially related to insurance marketing type conduct.

Sally Jo Perkins, 1329 Vista Campo, Jefferson City, MO 65109, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose an administrative action taken by the state of Missouri on an insurance license application.

Randall E. Reimann, 6134 Nagel Rd., Valders, WI 54245, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

John Paul Rindfleisch, 714 Eighth Ave., Baraboo, WI 53913, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Claire Anne Rydzik, 3130A N. Dousman St., Milwaukee, WI 53212, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction which may be substantially related to insurance marketing type conduct.

Alan Segrera, 7271 SW 54th Ave., Miami, FL 33143, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative action taken by the state of Florida on an insurance license application.

Matthew John Stenberg, 5050 S. Jonathan Ln., New Berlin, WI 53151, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI, failing to disclose a previous criminal conviction on an insurance license application, and a criminal conviction which may be substantially related to insurance marketing type conduct.

Andrew George Vidal IV, 9527 Maidenstone, San Antonio, TX 78250, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative actions taken by the states of Indiana, South Dakota, and Washington on an insurance license application.

Allegations and Actions Against Companies

Aetna Health Insurance Company, 980 Jolly Rd., Blue Belle, PA 19422, paid a forfeiture of $500.00 and was ordered to pay identified fees and to respond promptly to inquiries from OCI. This action was based on allegations of failing to pay a required agent licensing fee to OCI and failing to respond promptly to inquiries from OCI.

Clarendon National Insurance Company, 601 Ewing St. Ste. C-8, Princeton NJ 09650, paid a forfeiture of $500.00 and was ordered to pay identified fees and to respond promptly to all inquiries from OCI. This action was based on allegations of failing to pay a required agent appointment fee to OCI and failing to respond promptly to inquiries from OCI.

Constitution Life Insurance Company, 4888 Loop Central Dr. Ste. 700, Houston TX 77081, paid a forfeiture of $500.00 and was ordered to pay identified fees and to respond promptly to inquiries from OCI. This action was based on allegations of failing to pay a required agent licensing fee to OCI.

DaimlerChrysler Insurance Company, 27777 Inkster Rd., Farmington Hills, MI 48334, paid a forfeiture of $500.00 and was ordered to pay identified fees and to respond promptly to all inquiries from OCI. This action was based on allegations of failing to pay a required fee to OCI.

Unimerica Insurance Company, 6300 Olson Memorial Hwy., Golden Valley, MN 55427, paid a forfeiture of $16,000.00. This action was based on allegations of failing to file a required financial statement by the due date.

Unimerica Insurance Company, 10701 W. Research Dr., Milwaukee, WI 53226, paid a forfeiture of $500.00 and was ordered to pay identified fees and to respond promptly to all inquiries from OCI. This action was based on allegations of failing to pay a required agent licensing fee to OCI.

Copies of Administrative Actions