For more information, contact: Robert Luck, Consumer Attorney,
Phone: (608) 266-0082,
E-mail: robert.luck@oci.state.wi.us

Madison, WI - OCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken.

OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.

Allegations and Actions Against Agents

Carl W. Baehr, 3671 W. Hilltop Ln., Franklin, WI 53132, paid a forfeiture of $250.00 and was ordered to cease and desist from the use of advertisements not in compliance with Ins. 3.27 and Ins. 3.39 Wis. Adm. Code. This action was based on allegations of using Medicare supplement insurance advertising not in compliance with the law.

Robert C. Bobyack, 8333 Via Leonessa, Boca Raton, FL 33433, has had his application for an insurance license denied for 31 days. This action was based on allegations of failing to disclose administrative action taken by the state of Florida on an insurance license application.

Christopher Shawn Bond, 2515 W. Lincoln Ave. Apt. 19, Anaheim, CA 92801, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding child support arrearages.

Frederick A. Brown, 818 E. Maple St., Horicon, WI 53032, has had his application for an insurance license denied. This action was based on allegations of a criminal conviction substantially related to insurance marketing type conduct.

Roy A. George, 505 Snyder Rd., Palmerton, PA 18071, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding child support arrearages.

Michael Gonser, 5530 Melshire Dr., Dallas, TX 75230, was ordered to cease and desist from performing or advertising any service as an intermediary agent in the state of Wisconsin until properly licensed. This action was based on allegations of doing an insurance business without proper authority.

Gregory A. Grossman, 206 E. Third St., P.O. Box 315, Chokio, MN 56221, paid a forfeiture of $250.00. This action was based on allegations of failing to report an administrative action taken by North Dakota.

Todd J. Kamler, 4306 First Ave., Kearney, NE 68847, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI relating to lawsuits or arbitration proceedings.

Jane A. Katter, 368 Daisy Ln., Jasper, IN 47546, has had her application for an insurance license denied. This action was based on allegations of a criminal conviction substantially related to insurance marketing type conduct and nonresponse to OCI request for information.

Marvin R. Konrad, 4128 St. Francis Park Cir., Green Bay, WI 54313, paid a forfeiture of $250.00 and was ordered to cease and desist from engaging in advertising that violates Wisconsin law. This action was based on allegations of using Medicare supplement insurance advertising not in compliance with the law.

Robert T. Malloy, 2436 N. 91st St., Milwaukee, WI 53226, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding administrative action taken by the Wisconsin Supreme Court.

Jacob Marquez, 16601 N. 12th St. #2039, Phoenix, AZ 85022, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding child support arrearage.

Joseph Lynn Moore, 2878 Ridgewood Rd., Atlanta, GA 30327, agreed to pay a forfeiture of $250.00 and agreed to respond promptly in writing to all inquiries from OCI. This action was based on allegations of failing to disclose administrative action taken by the state of Georgia on an insurance license application and not responding to an OCI request for information.

Warren R. Mutsch, 1879 Horseshoe Ln., DePere, WI 54115, has had his application for an insurance license denied. This action was based on allegations of a criminal conviction substantially related to insurance marketing type conduct.

Mark G. Nelson, 405 W. Wilshire Dr., Palatine, IL 60067, paid a forfeiture of $250.00. This action was based on allegations of failing to report an administrative action taken by the state of Illinois.

Christopher F. Peck, 3519 N. Murray Ave., Shorewood, WI 53211, paid a forfeiture of $250.00 and was ordered to cease and desist from the use of advertisements not in compliance with Ins. 3.27 and Ins. 3.39, Wis. Adm. Code. This action was based on allegations of using Medicare supplement insurance advertising not in compliance with the law.

Ronald E. Reynolds, 800 S. Imperial Dr., Hartland, WI 53029, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI relating to delinquent taxes and to child support arrearages.

Byron Lee Swindell, 5436 Davis Way, Virginia Beach, VA 23462, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding child support arrearage.

Kathleen R. Szalajka, 415 Seventh Ave., Bloomer, WI 54724, agreed to pay a forfeiture of $500.00 and agreed to a suspension of her license for 30 days. This action was based on allegations of making false and misleading statements to OCI and failing to timely remit a premium to an insurer and having a cashier check backdated to conceal the problem.

Dwayne A. Walter, 3302 N. 49th St., Milwaukee, WI 53216, has had his application for an insurance license denied. This action was based on allegations of a criminal conviction substantially related to insurance marketing type conduct and nonresponse to OCI's request for information.

Randal G. Wedig, 6604 Pine Ln., Platteville, WI 53818, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI relating to criminal conviction and to a lawsuit.

Kobie T. West, 127 Aerial Rd., Deptford, NJ 08096, has had his application for an insurance license denied. This action was based on allegations of failing to disclose an administrative action taken by the state of New Jersey on an insurance license application and nonresponse to OCI request for information.

Allegations and Actions Against Companies

A I S Insurance Agency, Inc., 2600 116th Ave. NE #200, Bellevue, WA 98004, has had its application for an insurance license denied for 31 days. This action was based on allegations of failing to disclose administrative actions taken against Kurt Meister on an insurance license application.

Allied North American Insurance Brokerage of IL LLC, 3927 N. Ravenswood Ave., Chicago, IL 60613, has had its application for an insurance license denied for 31 days. This action was based on allegations of failing to disclose administrative action taken against Steven Cade on a Business Entity insurance license application.

AmComp Assurance Corporation, 701 US Hwy. 1 Ste. 200, North Palm Beach, FL 33408, paid a forfeiture of $500.00 and was ordered to cease and desist from violating s. Ins. 21.01 (6), Wis. Adm. Code by failing to provide 60 days notice of non-renewal of a workers compensation policy. This action was based on allegations of issuing an improper nonrenewal of a worker compensation insurance policy.

American Guarantee & Liability Insurance Company, One Liberty Plaza, 165 Broadway 28th Fl., New York, NY 10006, paid a forfeiture of $1,000.00 and was ordered to cease and desist from nonrenewing policies unless the nonrenewal notice is sent at least 60 days prior to the expiration date of the policy. This action was based on allegations of issuing an improper nonrenewal of an insurance policy.

Atlantic Mutual Insurance Company, 140 Broadway 34th Fl., New York, NY 10005, paid a forfeiture of $1,000.00 and was ordered to cease and desist from changing the terms of a policy mid-term for underwriting reasons it should have known within the first 60 days of the new policy. This action was based on allegations of issuing an improper mid-term cancellation of an insurance policy.

Auto Club Insurance Association, One Auto Club Dr., Dearborn, MI 48126, paid a forfeiture of $500.00 and was ordered to cease and desist from using improper renewal notices. This action was based on allegations of issuing an improper notice of premium increase of an insurance policy.

Automobile Protection Corp-APCO, 6010 Atlantic Blvd., Norcross, GA 30071, paid a forfeiture of $750.00 and was ordered to provide the requested information and promptly reply in writing to all requests for information from the commissioner. This action was based on allegations of failing to file a required financial statement by the due date.

Benefit Associates, Inc., 250 S. Executive Dr. Ste. 202, P.O. Box 470, Brookfield, WI 53005, has had its application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding performance bond.

General Casualty Company of Wisconsin, One General Dr., Sun Prairie, WI 53596, paid a forfeiture of $500.00 and was ordered to reply promptly in writing and provide all requested information requested in response to all inquiries from the commissioner. This action was based on allegations of failing to respond promptly to inquiries from OCI.

General Electric Company, Appliance Park AP6-218, Louisville, KY 40225, paid a forfeiture of $2,200.00 and was ordered to cease and desist from using forms unless and until they have been filed with and approved by the commissioner. This action was based on allegations of using unapproved policy forms.

General Security Property and Casualty Company, 5784 Widewaters Pky., DeWitt, NY 13214, paid a forfeiture of $500.00 and was ordered to cease and desist from violating s.6.10(4) Wis. Adm. Code by returning premium that is less than the pro rata unearned premium unless proper notice is given. This action was based on allegations of issuing an improper return premium of an insurance policy.

Great American Assurance Company, 580 Walnut St., Cincinnati, OH 45202, paid a forfeiture of $1,000.00 and was ordered to cease and desist from failing to provide Wisconsin policyholders with a prior separate written notice in cases where insurer may return a premium of less than pro rata unearned premium. This action was based on allegations of issuing a return of premium upon cancellation less than the pro rata unearned premium without providing required notice to policyholder.

Integrity Mutual Insurance Company, 2121 E. Capitol Dr., Appleton, WI 54915, paid a forfeiture of $1,000.00 and was ordered to cease and desist from knowingly misrepresenting to policyholders pertinent facts or policy provisions relating to coverage under the policy. This action was based on allegations of misrepresenting facts to policyholders regarding coverage on policies.

Mt. Morris Mutual Insurance Company, N1211 County Rd. B, Coloma, WI 54930, paid a forfeiture of $500.00 and was ordered to cease and desist from issuing improper mid-term cancellation notices. This action was based on allegations of issuing an improper mid-term nonrenewal of an insurance policy which did not state with reasonable precision the facts on which it was based.

National Auto Care Corp., 101 Green Meadows Dr. S., Lewis Center, OH 43035, paid a forfeiture of $750.00 and was ordered to provide the requested information and promptly reply in writing to all requests for information from the commissioner. This action was based on allegations of failing to file a required financial statement by the due date.

Platinum Warranty Corp., 12600 Rockside Rd. PMB230, Cleveland, OH 44125, paid a forfeiture of $4,500.00 and was ordered to cease and desist from issuing vehicle service contracts in Wisconsin unless and until it has obtained a limited certificate of authority to solicit a warranty business from the commissioner and provide proof of financial security for the in-force contracts within 10 days of receipt of this order. This action was based on allegations of doing an insurance business without proper authority.

Pre-Paid Legal Casualty, Inc., P.O. Box 145, Ada, OK 74820, paid a forfeiture of $500.00 and was ordered to provide the information requested and promptly reply in writing to all and any future requests for information. This action was based on allegations of failing to respond promptly to inquiries from OCI.

Prudential Property and Casualty Insurance Company, 36 S. Pennsylvania St. Ste. 700, Indianapolis, IN 46204, paid a forfeiture of $2,000.00 and was ordered to cease and desist from improperly canceling new business which has been in force for more than 60 days. This action was based on allegations of issuing an improper mid-term cancellation of an insurance policy.

Racine County Mutual Insurance Company, 10502 Northwestern Ave., Franksville, WI 53126, paid a forfeiture of $500.00 and was ordered to cease and desist from nonrenewing insurance policies without the required statutory notice. This action was based on allegations of issuing an improper nonrenewal of an insurance policy.

Tricast Inc., 10200 W. Innovation Dr., Milwaukee, WI 53226, has had its application for an insurance license denied. This action was based on allegations of financial information submitted at renewal that does not show Tricast is a financially viable organization.

United States Liability Insurance Company, 190 S. Warner Rd., Wayne, PA 19087, paid a forfeiture of $500.00 and was ordered to cease and desist from non-renewing insurance policies without mailing a notice of non-renewal to the policyholder at least 60 days prior to the policy expiration date. This action was based on allegations of issuing an improper nonrenewal of an insurance policy.

West Bend Mutual Insurance Company, 1900 S. 18th Ave., West Bend, WI 53095, paid a forfeiture of $500.00 and was ordered to cease and desist from issuing non-renewal notices that do not state with reasonable precision the facts on which the non-renewal is based. This action was based on allegations of issuing an improper nonrenewal of an insurance policy.

Copies of Administrative Actions