For more information, contact: Robert Luck, Consumer Attorney,
Phone: (608) 266-0082,
E-mail: robert.luck@oci.state.wi.us

Madison, WI - OCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken.

OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.

Allegations and Actions Against Agents

Demetriss L. Addison, 4231 N. 13th St., Milwaukee, WI 53209, has had her application for an insurance license denied. This action was based on allegations of criminal convictions substantially related to insurance marketing type conduct.

Jerry R. Brovold, E7989 Chickadee Rd., Fall Creek, WI 54742, has had his application for an insurance license denied. This action was based on allegations of pending criminal charges that appear to be insurance marketing related and show evidence of untrustworthiness.

Penny M. Demler, 11544 Meadowbrook Dr., Mequon, WI 53097, paid a forfeiture of $250.00. This action was based on allegations of using health insurance advertising which did not identify the insurer.

Sheryl A. Frieman, 112140 48th Ave. N., Plymouth, MN 55442, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding a Minnesota administrative action.

Melvin Grant, 2814 N. 52nd St., Milwaukee, WI 53210, was ordered to sell only for Pre-Paid Legal Services, Inc. for 18 months. This action was based on allegations of a criminal conviction substantially related to insurance marketing type conduct.

Dorothy M. Hacket, 5715 N. 55th Pl., Milwaukee, WI 53218, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding criminal convictions and undisclosed tax warrants.

Charles R. Howard, 9200 Allyn St., Milwaukee, WI 53224, was ordered to sell only for PrePaid Legal for 18 months. This action was based on allegations of a criminal conviction substantially related to insurance marketing type conduct.

Brian D. Klie, 21892 N. Neilson Dr., Lake Villa, IL 60046, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding his resident Wisconsin address.

Thomas E. Mikunda, W9943 Kernan Rd., Exeland, WI 54835, paid a forfeiture of $18,000.00 and has had his insurance license revoked. This action was based on allegations of repeated violations of 628.34(1) and 628.10(2)(b) Stats., falsifying applications for life and Medicare supplement policies, diverting and keeping consumers' premium payments and making unsuitable sales of insurance.

Jeffrey L. Montgomery, 4922 N. 108th St., Milwaukee, WI 53225, paid a forfeiture of $8,000.00 and was ordered to make restitution of $12,365.00 to Metropolitan Life Insurance Company and has had his insurance license revoked. This action was based on allegations of converting for his own use insurance premium funds from customers from 1997 to 2000 totaling $12,365. Agent Montgomery did not appear at the hearing or prehearing.

Richard D. Oleck, 7626 La Corniche Cir., Boca Raton, FL 33433, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding Florida administrative action.

Allegations and Actions Against Companies

Benefit Group, Inc., 10675 Bedford Ave., Omaha, NE 68134, has had its application for an insurance license denied. This action was based on allegations of an employee benefit plan ordered to cease doing business for failure to provide a required performance bond.

Hartford Underwriters Insurance Company, Hartford Plaza, Hartford, CT 06115, paid a forfeiture of $500.00 and was ordered to reply promptly in writing and provide all requested information. This action was based on allegations of failing to respond promptly to inquiries from OCI.

Hastings Mutual Insurance Company, 404 E. Woodlawn Ave., Hastings, MI 49058, paid a forfeiture of $500.00 and was ordered to cease and desist from issuing nonrenewal notices which do not state with reasonable precision the facts on which the decision to nonrenew was based. This action was based on allegations of issuing an improper nonrenewal of an insurance policy.

Near North Insurance Brokerage, Inc., 875 N. Michigan Ave. 19th Fl, Chicago, IL 60611, has had its application for an insurance license denied. This action was based on allegations of pending criminal charges against Michael Segal, owner, and administrative actions in the states of Iowa, Pennsylvania, California, and Kentucky against Michael Segal.

OneBeacon Midwest Insurance Company, One Beacon St., Boston, MA 02108, paid a forfeiture of $500.00 and was ordered to cease and desist from improper mid-term cancellation of insurance policies. This action was based on allegations of issuing an improper mid-term cancellation of an insurance policy for underwriting reasons.

Professional Benefit Consultants, Inc., 141 Ganttown Rd. Ste. 3, Turnersville, NJ 08012, has had its application for an insurance license denied. This action was based on allegations of an employee benefit plan ordered to cease doing business for failure to provide a performance bond and financial statement.

Service Net Solutions, LLC, 325 W. Main St., Louisville, KY 40202, paid a forfeiture of $750.00 and was ordered to provide the requested information and promptly reply in writing to all requests for information from the commissioner. This action was based on allegations of failing to file a required financial statement by the due date.

Thrivent Financial for Lutherans, 4321 N. Ballard Rd., Appleton, WI 54919, paid a forfeiture of $500.00 and was ordered to comply with Wisconsin insurance law, Ins 6.57(2), Wis. Adm. Code. This action was based on allegations of failing to comply with a previous examination order.

Copies of Administrative Actions