For more information, contact: Robert Luck, Consumer Attorney,
Phone: (608) 266-0082,
E-mail: robert.luck@wisconsin.gov

Madison, WIOCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken. Any forfeitures paid in these administrative actions are deposited in the Common School Fund which is administered by the Board of Commissioners of Public Lands. The earnings from this fund are distributed to all public K-12 schools in Wisconsin and are used by school libraries to purchase books. Copies of the administrative action orders may be viewed online at https://ociaccess.oci.wi.gov/OrderInfo/OrdInfo.oci.

OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.

Allegations and Actions Against Agents

Claude W. Baker, 3361 Kimball Rd. Apt. 1, Rockford, IL 61114, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose an administrative action taken by the state of Wisconsin on an insurance license application.

Susan K. Bird-Winbun, 417 Lincoln Ave., Baraboo, WI 53913, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI, failing to pay delinquent taxes, and a criminal conviction which may be substantially related to insurance marketing type conduct.

Joshua J. Bishop, 305 Lynn Ave. Apt. A108, Baraboo, WI 53913, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Amy Jo Brown, 527 Roosevelt Rd., Kohler, WI 53044, agreed to surrender her Wisconsin insurance intermediary licenses. This action was based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose a previous criminal conviction on an insurance license application.

Randy L. Caldwell, 12690 249th Ave., Trevor, WI 53179, has had his application for an insurance license denied. This action was based on allegations of a criminal conviction which may be substantially related to insurance marketing type conduct.

Paul L. Clements, 60778 Utopia Ln., Prairie du Chien, WI 53821, was ordered to cease and desist from performing or offering to perform any service as an insurance intermediary, individually or in affiliation with any person engaged in the business of insurance in Wisconsin. This action was based on allegations of engaging in prohibited practices during license revocation in violation of s. 628.345, Wis. Stat.

Jeffrey P. Couper, 1312 E. Grand Boulevard Cir., Iron Mountain, MI 49801, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose administrative actions taken by the states of Michigan, Wisconsin, and FINRA on an insurance license application.

Graham E. Davis, 806 W. Willow St., Chippewa Falls, WI 54729, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction which may be substantially related to insurance marketing type conduct.

Brian D. Eck, 10706 Minnetonka Blvd., Hopkins, MN 55305, agreed to pay a forfeiture of $500.00, to respond promptly to OCI, and to not act as an insurance agent unless properly licensed. These actions were based on allegations of failing to respond promptly to inquiries from OCI and of acting as an agent when not licensed.

Steven R. Freund, 1307 Lawton Ct., Waunakee, WI 53597, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Lee A. Gaither, 1300 16th St., Racine, WI 53403, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose a previous criminal conviction on an insurance license application.

Christopher J. Grochola, 4312 Hearthridge Dr., Janesville, WI 53546, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Samuel R. Hamilton, 1215 Buena Vista Dr., Sun Prairie, WI 53590, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

David W. Hampton, 905 Daffodil St., West Salem, WI 54669, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Steven T. Hill, S76 W13426 Roger Dr., Muskego, WI 53150, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose a previous criminal conviction on an insurance license application.

Kelly J. Jackson, 5414 N. Santa Monica Blvd., Milwaukee, WI 53217, has had her insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Jeffrey Jacobs, 908 Erie Ave., Sheboygan, WI 53081, has had his license denied for 31 days. This action was based on allegations of failing to disclose a previous criminal conviction on an insurance license application.

Richard J. Klinkner, 1618 29th St., Two Rivers, WI 54241, had his insurance license revoked, was ordered to pay forfeitures of $85,000.00, and was ordered to make consumer restitution of $44,729.00. These actions were based on allegations of making false and misleading statements to consumers regarding the purchase of insurance products and making unsuitable recommendations to consumers to purchase annuities and life insurance products.

Chad R. Koehler, 504 S. Alexander St., Merrill, WI 54452, has had his insurance license denied for 31 days. This action was based on allegations of failing to disclose a previous criminal conviction on an insurance license application.

Satma W. Lal, 4202 Bass Rd., Stockton, CA 95219, has had her application for an insurance license denied. This action was based on allegations of failing to disclose administrative actions taken by the states of Kansas, New York, Virginia, and Wisconsin on an insurance license application and failing to respond promptly to inquiries from OCI.

Richard W. Mace, 4031 S. Cty. Rd. E, South Range, WI 54874, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose a previous criminal conviction on an insurance license application.

Anne M. Mullen, 31905 Cty. Rd. 115, Underwood, MN 56586, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a previous insurance company termination for misconduct that showed evidence of untrustworthiness.

Alphonse J. Nault, W68 N709 Evergreen Blvd., Cedarburg, WI 53012, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Amoda R. Olorunoje, 7303 W. Marine Dr., Milwaukee, WI 53223, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding proof of eligibility to work in the United States and failing to accurately complete an insurance licensing application.

Eric H. Padags, 12838 Stanwick Cir., Clearwater, FL 33764, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and an administrative action taken by another state that showed evidence of untrustworthiness or incompetence.

Lee Michael Parrish, 2497 91st Ave., Osceola, WI 54020, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction which may be substantially related to insurance marketing type conduct.

Mary S. Pillock, 611 NW 69th Ave., Margate, FL 33063, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and failing to pay past due child support.

Randy P. Polakoski, 114 Ray St., Fond du Lac, WI 54935, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Michael J. Rieth, 688 Yorkshire Rd., Neenah, WI 54956, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Steven A. Sack, 595 Rosewood Ave., Winnetka, IL 60093, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose an administrative action taken by the state of Indiana on an insurance license application.

Adam W. Schmitz, S12176 Williams Rd., Spring Green, WI 53588, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Henry V. Schultz, 1150 Jonathan Ln. Apt. 16, Neenah, WI 54956, was ordered to pay a forfeiture of $500.00 and has had his insurance license revoked. These actions were based on allegations of failing to disclose an administrative action and failing to respond promptly to inquiries from OCI.

Julia E. Scott, 517 King Arthur Dr., Franklin, IN 46131, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and failing to pay a delinquent tax obligation.

Randall S. Skalet, 621 S. First St., Mt. Horeb, WI 53572, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Brian J. Smith, 3310 Packer Dr. Apt. 204, Racine, WI 53404, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction which may be substantially related to insurance marketing type conduct.

Torrance T. Snow, 5835 Gemini Dr., Madison, WI 53718, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI, failing to disclose a previous criminal conviction on an insurance license application, and failing to pay past due child support.

Debra L. Socha, 337 Holy Hill Rd. Apt. 101, Twin Lakes, WI 53181, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose a criminal conviction on an insurance license application.

Christopher J. Solberg, N7399 Spring St., Fond du Lac, WI 54935, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Tanvir S. Sra, 2644 Granite Rd., Madison, WI 53711, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding proof of eligibility to work in the United States.

Huey P. Sullivan, 701 N. Broadway Lot 32, Menomonie, WI 54751, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and failing to pay past due child support.

John C. Vandreel, 3318 Spur Ln., Green Bay, WI 54313, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI, failing to disclose a previous criminal conviction on an insurance license application, and failing to disclose an administrative action taken by the state of Wisconsin on an insurance license application.

Lindsay Wendt-Sheikh, 6157 First St., Hartford, WI 53027, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose a criminal conviction on an insurance license application.

Dana R. Wickersham, 2638 11th St., Kenosha, WI 53140, has had her insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

John B. Yancey, 2312 Shades Crest Rd., Birmingham, AL 35216, agreed to pay a forfeiture of $250.00 and to report all administrative actions to OCI as required by s. Ins 6.61, Wis. Adm. Code. These actions were based on allegations of failing to report an administrative action taken by the state of Alabama on an insurance license application.

Allegations and Actions Against Companies

Baraboo Mutual Insurance Company, 509 South Blvd., Baraboo, WI 53913, was ordered to pay a forfeiture of $500.00. This action was based on allegations of failing to comply with a previous examination order related to potential conflicts of interest.

CMG Mortgage Assurance Company, 22 Fourth St. 13th Fl., San Francisco, CA 94103, was ordered to pay a forfeiture of $1,000.00. This action was based on allegations of failing to comply with previous examination orders related to executive compensation and suspense premium reporting.

CMG Mortgage Insurance Company, 22 Fourth St. 13th Fl., San Francisco CA 94103, was ordered to pay a forfeiture of $1,000.00. This action was based on allegations of failing to comply with a previous examination order related to executive compensation and advance premium reporting.

CMG Mortgage Reinsurance Company, 22 Fourth St. 13th Fl., San Francisco, CA 94103, was ordered to pay a forfeiture of $500.00. This action was based on allegations of failing to comply with a previous examination order related to executive compensation reporting.

Dean Health Insurance, Inc., 1277 Deming Way, Madison, WI 53717, was ordered to pay a forfeiture of $500.00. This action was based on allegations of failing to comply with a previous examination order related to executive compensation reporting.

Dean Health Plan, Inc., 1277 Deming Way, Madison, WI 53717, was ordered to pay a forfeiture of $500.00. This action was based on allegations of failing to comply with a previous examination order related to executive compensation reporting.

Extended Auto Warranty Corp., 21360 Center Ridge Rd., Rocky River, OH 44116, was ordered to pay a forfeiture of $500.00, to provide proof of financial security for any in-force vehicle service contracts, to cease and desist from soliciting and selling auto warranties in the state of Wisconsin, and to promptly respond to all requests for information from OCI. This action was based on allegations of failing to respond promptly to inquiries from OCI and violating Wisconsin insurance laws related to unlicensed warranty business.

G.G.I.S. Ltd., LLP, and Michael P. McIntyre, 7929 Brookriver Dr. Ste. 777, Dallas, TX 75247, has had its application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI; failing to report administrative actions taken by the states of New York, Pennsylvania, Wisconsin, Iowa, Minnesota, and Missouri; evidence of previous lawsuits involving fraud, misappropriation, misrepresentation, or breach of fiduciary duty; and failure to accurately complete an insurance licensing application form.

Group Health Cooperative of South Central Wisconsin, 1265 John Q. Hammons Dr., Madison, WI 53717, was ordered to pay a forfeiture of $2,500.00. This action was based on allegations of failing to comply with a previous examination order related to financial reporting.

Gundersen Lutheran Health Plan, Inc., 1836 South Ave., La Crosse, WI 54601, was ordered to pay a forfeiture of $1,500.00. This action was based on allegations of failing to comply with a previous financial examination order.

Mutual Warranty Company, Denver Place 30th Fl., 999 18th St., Denver, CO 80202, was ordered to pay a forfeiture of $500.00 and to promptly reply in writing with all information requested in response to all inquiries from OCI. These actions were based on allegations of conducting an insurance business without proper authority.

Nationwide Assurance Company, One W. Nationwide Blvd., Columbus, OH 43215, was ordered to pay a forfeiture of $500.00. This action was based on allegations of failing to comply with a previous examination order related to filing changes in its articles and bylaws.

Network Health Insurance Corporation, 1570 Midway Pl., Menasha, WI 54952, was ordered to pay a forfeiture of $3,000.00. This action was based on allegations of failing to file a required financial statement by the due date.

Network Health Insurance Corporation, 1570 Midway Pl., Menasha, WI 54952, was ordered to pay a forfeiture of $1,000.00. This action was based on allegations of failing to comply with a previous financial examination order.

Network Health Plan, 1570 Midway Pl., Menasha, WI 54952, was ordered to pay a forfeiture of $3,000.00. This action was based on allegations of failing to file a required financial statement by the due date.

Network Health Plan, 1570 Midway Pl., Menasha, WI 54952, was ordered to pay a forfeiture of $1,000.00. This action was based on allegations of failing to comply with a previous financial examination order.

Paris Mutual Fire Insurance Company, 3401 169th Ave., Kenosha, WI 53144, was ordered to pay a forfeiture of $750.00. This action was based on allegations of failing to comply with a previous examination order related to unearned premium calculations.

State Farm Mutual Automobile Insurance Company, One State Farm Plaza, Bloomington, IL 61710, was ordered to pay a forfeiture of $500.00, to provide requested information to OCI, and to reply promptly in writing in response to all inquiries from OCI. These actions were based on allegations of failing to respond promptly to inquiries from OCI.

Unity Health Plans Insurance Corporation, 840 Carolina St., Sauk City, WI 53583, was ordered to pay a forfeiture of $500.00. This action was based on allegations of failing to comply with a previous examination order related to conflict of interest disclosure requirements.

Vision Insurance Plan of America, Inc., 6737 W. Washington St. Ste. 2202, West Allis, WI 53214, was ordered to pay a forfeiture of $1,000.00. This action was based on allegations of failing to comply with a previous examination order related to filing of bylaws, amendments, and financial reporting.

Warranty Services Group, 2709 Water Ridge Pky. Ste. 400, Charlotte, NC 28217, was ordered to pay a forfeiture of $500.00, to cease and desist from selling unlicensed warranties in the state of Wisconsin, and to respond to all inquiries from OCI. This action was based on allegations of failing to reply to an OCI inquiry and failing to obtain a limited certificate of authority to operate a warranty plan in Wisconsin.

WEA Insurance Corporation, 45 Nob Hill Rd., Madison, WI 53713, was ordered to pay a forfeiture of $500.00. This action was based on allegations of failing to comply with a previous financial examination order.

Wisconsin American Mutual Insurance Company, 101 Wisconsin American Dr. Ste. 300, Fond du Lac, WI 54937, was ordered to pay a forfeiture of $500.00. This action was based on allegations of failing to comply with a previous financial examination order related to loss and loss adjustment expense reserves.

Wisconsin Auto and Truck Dealers Insurance Corporation, 150 E. Gilman St. Level A, Madison, WI 53703, was ordered to pay a forfeiture of $500.00. This action was based on allegations of failing to comply with a previous examination order related to conflicts of interest reporting.

Copies of Administrative Actions