For more information, contact: Robert Luck, Consumer Attorney,
Phone: (608) 266-0082,
E-mail: robert.luck@oci.state.wi.us

Madison, WI—OCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken. This list of administrative actions does not include actions for which a separate press release is done. Any forfeitures paid in these administrative actions are deposited in the Common School Fund which is administered by the Board of Commissioners of Public Lands. The earnings from this fund are distributed to all public K-12 schools in Wisconsin and are used by school libraries to purchase books. Copies of the administrative action orders may be viewed online at https://ociaccess.oci.wi.gov/OrderInfo/OrdInfo.oci.

OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.

Allegations and Actions Against Agents

Shannon L. Brazeau, 324 Wells St. Apt. 304, Delafield, WI 53018, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Demetrius J. Brooks, 5236 N. Lovers Lane Rd. Apt. 4, Milwaukee, WI 53225, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Colleen M. Canale, 365 Lake Rd. E., Menasha, WI 54952, has had her insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Henry E. Cannon, P.O. Box 12176, Milwaukee, WI 53212, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Ann L. Carrington, 7471 N. 89th St., Milwaukee, WI 53224, has had her insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Isaac Cephus, 6063 W. Calumet Rd., Milwaukee, WI 53223, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Vivian J. Degrave, 2825 Hwy. V, Franksville, WI 53126, has had her insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Joann Elisabeth Favia, 249 N. Maple, Elmhurst, IL 60126, has had her license denied for 31 days. This action was based on allegations of failing to disclose administrative actions taken by the states of Illinois and Wisconsin on an insurance license application.

Eugene R. Hooper, W7061 Hwy. A, Lake Mills, WI 53551, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Leon R. Jarvis, 18375 Taywood Cir. #102, Brookfield, WI 53045, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Karina Patricia Jones, 110 El Nido Ave. #69, Pasadena, CA 91107, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose previous Wisconsin administrative action on an insurance license application.

Robert W. Keefe, 142 E. Washington St., West Bend, WI 53095, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Tami L. Kraft, W5596 County Rd. P, Tony, WI 54563, has had her license summarily suspended. This action was based on allegations of violating Wisconsin insurance laws and making false representations to consumers, the insurer, and OCI regarding the sale of life Insurance policies.

Michael B. Kreiman, 1024 Bayview Rd., Neenah, WI 54956, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Myra A. Langkau, N64 W15384 Sunny Dale Dr., Menomonee Falls, WI 53051, has had her insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Michael J. Larson, 4722 Hermsmeier Ln., Madison, WI 53714, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Jean H. Lawton, 1606 Fordem Ave. #307, Madison, WI 53704, has had her insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Nicole L. Madison, N1322 Robin Dr., Stetsonville, WI 54480, has had her application for an insurance license denied. This action was based on allegations of a criminal conviction substantially related to insurance marketing type conduct.

Michael D. Minnoch, 3276 N. 500 E., North Ogden, UT 84414, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Timothy Montgomery, 2205 W. Lancaster Ave., Milwaukee, WI 53209, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Scott A. Olson, 10160 Settler Way, Oak Creek, WI 53154, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Nilda Noemi Ortiz, 129 Claret Ct., Orlando, FL 32807, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI relating to judgment or bankruptcy.

Lloyde Palmer, 2906 N. 44th St., Milwaukee, WI 53210, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Jay R. Perry, N4130 Sleepy Hollow Rd., Cambridge, WI 53523, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Shawn C. Polzin, 1510 Crystal Lake Cir. #7, Green Bay, WI 54311, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Gerald L. Schienebeck, 2707 Lavine Ln., Waukesha, WI 53189, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Steven A. Schultz, 137 Riverview Dr., Waterford, WI 53185, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Francis Cortney Skrenes, 811 Rice St., Horicon, WI 53032, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Paul A. Vanderscheuren, 574 S. Segoe Rd., Madison, WI 53711, was ordered to cease and desist from enrolling Medicare beneficiaries in Medicare Advantage plans without fully explaining the differences between existing original Medicare and Medicare Advantage. This action was based on allegations of failing to properly consider suitability in selling health insurance and misrepresenting coverage of Medicare Advantage.

Patrick Nolan Wedeking, 7019 Autumn Ave. SE, Snoqualmie, WA 98065, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative action taken by the state of Oregon on an insurance license application.

Allegations and Actions Against Companies

American Guardian Warranty Services, Inc., 800 Roosevelt Rd., Glen Ellyn, IL 60137, paid a forfeiture of $3,500.00 and was ordered to immediately file a financial statement prepared on an accrual basis in accordance with generally accepted accounting principles and audited by an independent certified accountant for the calendar year ending December 31, 2005. This action was based on allegations of failing to file a required financial statement by the due date.

Aon Home Warranty Services, Inc., 1000 N. Milwaukee Ave., Glenview, IL 60025, paid a forfeiture of $1,000.00 and was ordered to immediately file a financial statement prepared on an accrual basis in accordance with generally accepted accounting principles and audited by an independent certified accountant for the calendar year ending December 31, 2005. This action was based on allegations of failing to file a required financial statement by the due date.

Aon Innovative Solutions, Inc., 1000 N. Milwaukee Ave., Glenview, IL 60025, paid a forfeiture of $1,000.00 and was ordered to immediately file a financial statement prepared on an accrual basis in accordance with generally accepted accounting principles and audited by an independent certified accountant for the calendar year ending December 31, 2005. This action was based on allegations of failing to file a required financial statement by the due date.

Automotive Warranty Services of Florida, Inc., 1000 N. Milwaukee Ave., Glenview, IL 60025, paid a forfeiture of $1,000.00 and was ordered to immediately file a financial statement prepared on an accrual basis in accordance with generally accepted accounting principles and audited by an independent certified accountant for the calendar year ending December 31, 2005. This action was based on allegations of failing to file a required financial statement by the due date.

Consumer Program Administrators, Inc., 1000 N. Milwaukee Ave., Glenview, IL 60025, paid a forfeiture of $1,000.00 and was ordered to immediately file a financial statement prepared on an accrual basis in accordance with generally accepted accounting principles and audited by an independent certified accountant for the calendar year ending December 31, 2005. This action was based on allegations of failing to file a required financial statement by the due date.

First Health Life & Health Insurance Company, 3200 Highland Ave., Downers Grove, IL 60515, paid a forfeiture of $500.00 and was ordered to provide the information requested within ten days of the receipt of this order and to reply promptly in writing providing all information requested in response to inquiries from the Commissioner requesting a reply. This action was based on allegations of failing to respond promptly to inquiries from OCI.

Hewitt Associates LLC, 100 Half Day Rd., Lincolnshire, IL 60069, paid a forfeiture of $500.00 and was ordered to provide the information requested and promptly reply in writing and provide all information requested in response to all inquiries from the Commissioner. This action was based on allegations of failing to respond promptly to inquiries from OCI.

National Product Care Company, 1000 N. Milwaukee Ave., Glenview, IL 60025, paid a forfeiture of $1,000.00 and was ordered to immediately file a financial statement prepared on an accrual basis in accordance with generally accepted accounting principles and audited by an independent certified accountant for the calendar year ending December 31, 2005. This action was based on allegations of failing to file a required financial statement by the due date.

Service Saver, Inc., 1000 N. Milwaukee Ave., Glenview, IL 60025, paid a forfeiture of $1,000.00 and was ordered to immediately file a financial statement prepared on an accrual basis in accordance with generally accepted accounting principles and audited by an independent certified accountant for the calendar year ending December 31, 2005. This action was based on allegations of failing to file a required financial statement by the due date.

ServicePlan of Florida, Inc., 1000 N. Milwaukee Ave., Glenview, IL 60025, paid a forfeiture of $1,000.00 and was ordered to immediately file a financial statement prepared on an accrual basis in accordance with generally accepted accounting principles and audited by an independent certified accountant for the calendar year ending December 31, 2005. This action was based on allegations of failing to file a required financial statement by the due date.

Ultimate Warranty of WI, Inc., 21360 Center Ridge Rd., Rocky River, OH 44116, agreed to pay a forfeiture of $25,000.00 and agreed to file required audited statements and make required security deposits by March 31 of each year. This action was based on allegations of failing to respond promptly to inquiries from OCI.

Copies of Administrative Actions