For more information, contact: Robert Luck, Consumer Attorney,
Phone: (608) 266-0082,
E-mail: robert.luck@oci.state.wi.us

Madison, WI--OCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken.

OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.

Allegations and Actions Against Agents

Mark A. Aicher, 2425 Skylark Dr., Appleton, WI 54914, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative action taken by the state of Wisconsin on an insurance license application.

Gregg Richard Anderson, 3739 Dakota Ave S, St. Louis Park, MN 55416, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding administrative actions taken by the state of Minnesota.

Mike E. Aubart, 1205 St. Croix St., Hudson, WI 54016, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative action taken by the state of Wisconsin on an insurance license application.

Jason A. Bare, 1647 N. East Rd., MD 21901, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative action taken by the state of Maryland on an insurance license application.

Barry M. Brown, 129 Park Ave., Vestal, NY 13850, has had his application for an insurance license denied. This action was based on allegations of failing to disclose administrative actions taken by the states of California and Kentucky on an insurance license application and failing to respond promptly to inquiries from OCI.

Paul L. Campbell, 4033 N. 24th St., Milwaukee, WI 53209, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding child support obligation in arrearage.

Ricky D. Chandler, 4455 Soda Creek Rd. Apt. 3, Oshkosh, WI 54901, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding criminal convictions.

Jody Childers, 4314 S.W. Anthony Wayne Dr., Fort Wayne, IN 46806, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI relating to overdue monies or bankruptcy.

Aretha D. Collins, 5726 Russet Rd. Apt. D, Madison, WI 53711, has had her license denied for 31 days. This action was based on allegations of failing to disclose administrative actions taken by the states of Kentucky and Washington on an insurance license enlargement application.

Richard D. Dean, 6710 S. 128th W. Ave., Sapulpa, OK 74066, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative action taken by the state of Oklahoma on an insurance license application.

Steven Franklin, 2442 Soundview Ct., Florissant, MO 63031, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding child support arrearage and bankruptcy.

Cleophis J. Frazier, 3274 N. 34th St., Milwaukee, WI 53206, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding criminal arrests or convictions.

Craig M. Grebe, 874 W. 20th Ave., Oshkosh, WI 54902, has had his application for an insurance license denied. This action was based on allegations of criminal convictions substantially related to insurance marketing type conduct.

Joseph G. Hitt, 300 Meadow Ct., Fort Atkinson, WI 53538, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Charles D. Key, 700 Manchester Dr., Oklahoma City, OK 73127, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative action taken by the state of Oklahoma on an insurance license application.

Edward J. Korba, 24810 Dodd Blvd., Lakeville, MN 55044, has had his application for an insurance license denied. This action was based on allegations of a criminal conviction substantially related to insurance marketing type conduct and intentionally failing to disclose administrative action taken by the state of Minnesota on an insurance license application.

Loretta L. Langlois, 517 Northport Dr., Madison, WI 53704, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI relating to criminal convictions and employment history.

Dale G. Latus, 5339 W. Cold Spring Rd., Milwaukee, WI 53220, agreed to pay a forfeiture of $750.00, agreed to provide proper written notice of the amount of any permissible fee to be charged, agreed to promptly prepare and distribute revised Certificates of Insurance when the original certificate does not correctly identify the insurer with whom coverage was placed, and agreed to a suspension of his license for 3 days. This action was based on allegations of failing to provide proper written notice of the amount of an application fee charged and signing a Certificate of Insurance indicating that it was placed with one insurer when coverage ended up being placed with a different insurer.

Robert Morgan Lay, 6009 Cholla Dr., Ft. Worth, TX 76112, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding nondisclosure of Texas administrative action.

Kevin Matthew McKenna, 6131 Carversville Rd., P.O. Box 223, Carversville, PA 18913, has had his license denied for 31 days. This action was based on allegations of failing to disclose a previous administrative action taken by the state of Wisconsin on an insurance license application.

James Douglas McKinney, 3670 Riverbed Ln. #4, Caledonia, MI 49316, has had his license denied for 31 days. This action was based on allegations of failing to report a previous administrative action taken by the state of Wisconsin on an insurance license application.

Michael D. Mirsky, 150 Prospect Ave., San Anselmo, CA 94960, has had his license denied for 31 days. This action was based on allegations of failing to report an administrative action taken by the state of Colorado on an insurance license application.

Larry W. Oberheu, 8741 W. 141st St., Orland Park, IL 60462, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative action taken by the state of Illinois on an insurance license application.

John Brock O'Leary, 3725 Solarium Pl., Plano, TX 75075, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative action taken by the state of Alabama on an insurance license application.

Philip Barry Ortez, Jr., 6520 E. Bronco Dr., Paradise Valley, AZ 85253, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative actions taken by the states of Arizona and Nevada on an insurance license application.

Carlos Manuel Palma, 17166 SW 145th Ave., Miami, FL 33177, has had his application for an insurance license denied. This action was based on allegations of failing to disclose administrative action taken by the state of Florida on an insurance license application.

Arianne Marie Petersen, 120 N. Cedar, Traverse, MI 49684, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding criminal convictions and a criminal conviction substantially related to insurance marketing type conduct.

Randall Petersen, 3991 Stefani Rd., Cantonment, FL 32533, has had his license denied for 31 days. This action was based on allegations of failing to report an administrative action taken by the state of Florida on insurance license application.

Desmond F. Primus, 13005 Silver Maple Ct., Bowie, MD 20715, has had his application for an insurance license denied. This action was based on allegations of failing to disclose administrative action taken by the state of Maine on an insurance license application and failing to respond promptly to inquiries from OCI.

Christopher Lee Roggen, 03005 S. Wilson Rd., P.O. Box 192, East Jordan, MI 49727, has had his application for an insurance license denied. This action was based on allegations of a criminal conviction substantially related to insurance marketing type conduct.

Barry Leonard Rusche, 5126 W. San Jose St., Tampa, FL 33629, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding nondisclosure of two administrative actions taken by the state of Florida.

Henry E. Simmons, 1108 Gaymont Ct., Virginia Beach, VA 23454, has had his application for an insurance license denied. This action was based on allegations of a criminal conviction substantially related to insurance marketing type conduct and failing to respond promptly to inquiries from OCI.

Nathanial Richard Streich, 1227 S. 8th Ave., Wausau, WI 54401, has had his application for an insurance license denied. This action was based on allegations of a criminal conviction substantially related to insurance marketing type conduct and pending criminal charges.

Steven W. Trott, 6904 N.E. 161st St., Kenmore, WA 98028, has had his license denied for 31 days. This action was based on allegations of failing to report an administrative action taken by the state of Alaska on an insurance license application and administrative action taken by another state.

Bobby J. Vinson, 2034 Orchard, Racine, WI 53405, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding criminal convictions and child support arrearages.

James Albert Young, 17 Duke Ct., Pittstown, NJ 08867, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative actions taken by the states of Wisconsin and Virginia on a surplus lines license application.

Allegations and Actions Against Companies

Benchmark Insurance Company, 6701 W. 64th St., Ste. 125 Bldg. 5, Shawnee Mission, KS 66202, paid a forfeiture of $500.00 and was ordered to cease and desist from accepting business from unlisted intermediaries. This action was based on allegations of allowing an agent to submit applications prior to appointing the agent.

Falcon Insurance Agency Midwest, Inc., 18401 Edison Ave., Chesterfield, MO 63005, has had its license denied for 31 days. This action was based on allegations of failing to disclose administrative actions taken against John Allen on an insurance license application.

Hartford Underwriters Insurance Company, Hartford Plaza, Hartford, CT 06115, paid a forfeiture of $500.00 and was ordered to cease and desist from applying insurance premiums paid on a specific policy to a different policy without the express consent of the insured regarding the specific transaction. This action was based on allegations of unfair marketing practices due to incomplete and inadequate notice to policyholder of insurer's practices.

LaPrairie Mutual Insurance Company, 460 S. Randall Ave., Janesville, WI 53545, paid a forfeiture of $500.00 and was ordered to cease and desist from issuing cancellation notices which do not meet the required minimum of 10-day notice. This action was based on allegations of issuing an improper midterm cancellation of an insurance policy.

National Guardian Life Insurance Company, Two E. Gilman St., Madison, WI 53701, paid a forfeiture of $16,000.00 and was ordered to comply with s. Ins 6.57 (5), Wis. Adm. Code. This action was based on allegations of accepting insurance applications from three producers not listed with the company in violation of s. Ins 6.57 (5), Wis. Adm. Code, thereby failing to comply with a previous examination order.

Pro Access LLC, 100 Executive Dr., West Orange, NJ 07052, has had its license denied for 31 days. This action was based on allegations of failing to disclose administrative actions taken against James Young by the states of Wisconsin and Virginia on a business entity insurance license application.

Wilshire Insurance Company, 702 Oberlin Rd., Raleigh, NC 27605, paid a forfeiture of $3,500.00 and was ordered to cease and desist from canceling policies midterm for underwriting reasons it knew or should have known when issuing the policy, to cease and desist from using and issuing driver exclusion endorsements; and to cease and desist from issuing cancellation notices that are inadequate due to incompleteness as stated in the Order. This action was based on allegations of issuing improper midterm cancellation notices of an insurance policy, enforcing driver exclusion endorsements, and issuing inadequate cancellation notices due to incompleteness.

Copies of Administrative Actions