For more information, contact: Robert Luck, Consumer Attorney,
Phone: (608) 266-0082,
E-mail: robert.luck@oci.state.wi.us

Madison, WI--OCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken. This list of administrative actions does not include actions for which a separate press release is done.

OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.

Allegations and Actions Against Agents

Joseph P. DeFilippo, 1807 Ryan Ct., Kaukauna, WI 54130, was ordered to not apply for an insurance license for five years from the date of the order. He surrendered his insurance agent's license. This action was based on allegations of failing to disclose a Texas criminal conviction on his application and failing to promptly report a criminal conviction.

Ladon W. Granstaff, 11410 NE 124th St. #305, Kirkland, WA 98034, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative actions taken by the states of Tennessee and Washington on an insurance license application.

Barton L. Harter, 109 N. Valleywood Ct., Oconomowoc, WI 53066, paid a forfeiture of $1,000.00 and was ordered to cease and desist from violating ss. Ins 6.60 and 6.61, Wis. Adm. Code. This action was based on allegations of failing to report an administrative action taken by another regulatory agency, in violation of s. Ins 6.61(16), Wis. Adm. Code.

Brenda J. Jones, 4418 W. North Ave., Milwaukee, WI 53208, has had her application for an insurance license denied. This action was based on allegations of a criminal conviction substantially related to insurance marketing type conduct.

Janice Nadine Jones, 1817 E. Oltorf #1099, Austin, TX 78741, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction substantially related to insurance marketing type conduct.

Jeremy Isaac Lubin, 749 N. Hudson Ave. #103, Los Angeles, CA 90038, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction substantially related to insurance marketing type conduct.

Robert J. Osborn, 1206 Southridge Dr., Madison, WI 53704, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Bradley S. Redmer, 218 W. Main St., Waterford, WI 53185, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction substantially related to insurance marketing type conduct.

Jessie T. Sanders, 5405 Century Ave. Apt. 4, Middleton, WI 53562, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction substantially related to insurance marketing type conduct.

Colleen Elizabeth Schaak, 12905 Raven St. NW, Coon Rapids, MN 55448, has had her license denied for 31 days. This action was based on allegations of failing to disclose administrative action taken by the state of Minnesota on an insurance license application.

David W. Zaborek, 6634 N. Trenton Rd., West Bend, WI 53090, paid a forfeiture of $1,000.00 and was ordered to pay the judgment creditor in Washington County Circuit Court case 03-CV-687 and has had his insurance license revoked. This action was based on allegations of lacking the financial resources to protect the legitimate interests of insurance customers and the public and failing to respond promptly to inquiries from OCI.

Allegations and Actions Against Companies

American Benefit Administrative Services, Inc., 1733 Park St. #300, Naperville, IL 60563, paid a forfeiture of $500.00 and was ordered to comply with Wisconsin insurance law related to employee benefit plan administrators by responding timely to OCI inquiries and to maintain a proper bond. This action was based on allegations of failing to respond promptly to inquiries from OCI.

First Assured Warranty Corporation, 7935 E. Prentice Ave. Ste. 400, Greenwood Village, CO 80111, paid a forfeiture of $1,500.00 and was ordered to cease and desist from using forms unless they have been filed with and approved by the Commissioner. This action was based on allegations of using unapproved policy forms.

Midwest National Life Insurance Company of Tennessee, 9151 Grapevine Hwy., North Richland Hills, TX 76180, agreed to pay a forfeiture of $3,500.00 and agreed to accept business only from intermediaries that are properly licensed and appointed. This action was based on allegations of utilizing the services of an unlicensed agent and allowing an agent to submit applications prior to appointing the agent.

Progressive Classic Insurance Company, 6300 Wilson Mills Rd. W33, Mayfield Village, OH 44143, paid a forfeiture of $3,500.00. This action was based on allegations of failing to comply with a previous examination order.

Progressive Northern Insurance Company, 6300 Wilson Mills Rd. W33, Mayfield Village, OH 44143, paid a forfeiture of $4,500.00. This action was based on allegations of failing to comply with a previous examination order.

WCRB and petitioner Fredman Bag Company, 5801 W. Bender Ct., Milwaukee WI 53218. OCI affirmed the Wisconsin Compensation Rating Bureau classification. This action was based on allegations of an improper Wisconsin Compensation Rating Bureau classification decision.

Copies of Administrative Actions