For more information, contact: Robert Luck, Consumer Attorney,
Phone: (608) 266-0082,
E-mail: robert.luck@oci.state.wi.us

Madison, WI—OCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken. This list of administrative actions does not include actions for which a separate press release is done. Copies of the administrative action orders may be viewed online at https://ociaccess.oci.wi.gov/OrderInfo/OrdInfo.oci.

OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.

Allegations and Actions Against Agents

Mary Martha Adams, 502 N. Venturi Ave., Crystal River, FL 34429, has had her license denied for 60 days. This action was based on allegations of failing to disclose administrative actions on an insurance license application and failing to disclose NASD arbitration and law suit.

Robert L. Baker, 125 Joyce Dr., Lodi, WI 53555, was ordered to cease and desist from any future violation of s. Ins 6.61 (16), Wis. Adm. Code. This action was based on allegations of failing to report an administrative action taken by another state.

Calvin A. T. Bayne, 2010 Peabody Ln. #3, Louisville, KY 40218, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction substantially related to insurance marketing type conduct.

Steven J. Bunn, 105 Fifth Ave. NE, Blooming Prairie, MN 55917, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative action taken by the state of Minnesota on an insurance license application.

Rose Marie Crissman, 251 Locust St., Jersey Shore, PA 17740, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction substantially related to insurance marketing type conduct.

Douglas Michael Decauwer, 1350 Mohawk St., Los Angeles, CA 90028, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative action taken by the state of Wisconsin on an insurance license application.

Kenneth E. Deleo, 811 N. State St., New Ulm, MN 56073, has had his application for an insurance license denied. This action was based on allegations of a criminal conviction substantially related to insurance marketing type conduct.

Travis L. Gee, 1203 Dodge St., Kewaunee, WI 54216, paid a forfeiture of $40,000.00, was ordered to make restitution to all consumers involved in the action, and has had his insurance license revoked. This action was based on allegations of failing to properly consider suitability in selling annuities to elderly consumers and making misrepresentations and false communications to consumers and to OCI.

Sarah Lee Hardin, 2912 Abigail Dr. #1, Louisville, KY 40205, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction substantially related to insurance marketing type conduct.

Tammy Jean Herbert, 524 Daingerfield St., Tappahannock, VA 22560, agreed to pay a forfeiture of $250.00 and agreed to respond promptly to all inquiries from OCI. This action was based on allegations of failing to respond promptly to inquiries from OCI.

Paula Christina Herja, 10736 Decker Ave., St. Louis, MO 63114, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding bankruptcy or judgment.

Sharmia Danielle Johnson, 1601 Toddsbury Rd. #31, Altavista, VA 24517, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding bankruptcy or judgment.

Trent A. Johnson, 6886 Thomas Pky., Rockford, IL 61114, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI, failing to disclose administrative action taken by the state of Illinois on an insurance license application, and a criminal conviction substantially related to insurance marketing type conduct.

Naomi I. Joris, 409 Hinsdale St., Brooklyn, NY 11207, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and administrative action taken by another state.

Satma Wati Lal, 6954 Allegheny Pl., Stockton, CA 95219, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding bankruptcy or judgment.

James Brian Loeffler, 864 Amberstone Dr., San Antonio, TX 78258, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction substantially related to insurance marketing type conduct.

Lola M. Montgomery, 1217 Sycamore St., Waterloo, IA 50703, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction substantially related to insurance marketing type conduct.

Marisela Marie Muniz, 1257 Crom St. #105, Manteca, CA 95337, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction substantially related to insurance marketing type conduct.

Gary Pestana, 205 Linda Vista Ave., Pasadena, CA 91105, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and administrative action taken by another state.

James T. Plombon, 3462 Riviera Rd., Sartel, MN 56377, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI, failing to disclose administrative action taken by the state of Minnesota on an insurance license application, and failing to disclose previous criminal convictions on an insurance license application.

Robert William Price, 1845 Cavalier Ct., Kissimmee, FL 34744, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding bankruptcy or judgment.

Leonard P. Rhine, 915 Bristol Manor Ct., Town Country, MO 63011, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative action taken by the state of Illinois on an insurance license application.

Sonya Marie Roman, 1712 Lonna Dr., Roanoke, VA 24019, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding bankruptcy or judgment.

Heather Gail Ronne, 3210 W. Paxton Ave., Tampa, FL 33611, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction substantially related to insurance marketing type conduct.

Edward P. Seidel, 1214 S. Chestnut Ave., Marshfield, WI 54449, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction substantially related to insurance marketing type conduct.

Allan Smith, 1725 Jacarande Pl., Fullerton, CA 92833, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and administrative action taken by another state.

Lisa L. Stewart, 331 S. Dodge Ave. Apt. #302, Wichita, KS 67213, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction substantially related to insurance marketing type conduct.

James Eugene Torgerson, 10421 Wemberley Hill Blvd., Louisville, KY 40241, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose administrative action taken by the state of Kentucky on an insurance license application.

Samuel John Vail, 4438 New Port Woods, San Antonio, TX 78249, has had his application for an insurance license denied. This action was based on allegations of a criminal conviction substantially related to insurance marketing type conduct.

Jon Heney Vandebogert, 1611 E. Washington St., Orlando, FL 32803, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding bankruptcy or judgment.

Mark Vella, 310 Sunset Rd., Pleasant Hill, CA 94523, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and administrative action taken by another state.

Allegations and Actions Against Companies

Allied Property and Casualty Insurance Company, 1100 Locust St. Dept. 207, Des Moines, IA 50391, paid a forfeiture of $500.00 and was ordered to cease and desist from accepting applications from intermediaries who are not listed with the Respondent. This action was based on allegations of allowing an agent to submit applications prior to appointing the agent.

General Casualty Company of Wisconsin, One General Dr., Sun Prairie, WI 53596, paid a forfeiture of $1,500.00 and was ordered to respond promptly in the future to all inquiries from OCI. This action was based on allegations of failing to respond promptly to inquiries from OCI.

General Casualty Company of Wisconsin, One General Dr., Sun Prairie, WI 53596, paid a forfeiture of $3,000.00 and was ordered to cease and desist from failing to provide at least a 60-day notice when nonrenewing policies. This action was based on allegations of issuing an improper nonrenewal of an insurance policy.

Hartford Fire Insurance Company Hartford Plaza, Hartford, CT 06115, paid a forfeiture of $500.00 and was ordered to cease and desist from issuing improper nonrenewal notices. This action was based on allegations of issuing an improper nonrenewal of an insurance policy.

Wisconsin American Mutual Insurance Company, 101 Wisconsin American Dr., Fond du Lac, WI 54935, paid a forfeiture of $500.00 and was ordered to cease and desist from nonrenewing insurance policies unless the notice states with reasonable precision the facts on which the Respondent's decision was based. This action was based on allegations of issuing an improper midterm cancellation or nonrenewal of an insurance policy.

Copies of Administrative Actions