For more information, contact: Robert Luck, Consumer Attorney,
Phone: (608) 266-0082,
E-mail: robert.luck@wisconsin.gov

Madison, WI—OCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken. This list of administrative actions does not include actions for which a separate press release is done. Any forfeitures paid in these administrative actions are deposited in the Common School Fund which is administered by the Board of Commissioners of Public Lands. The earnings from this fund are distributed to all public K-12 schools in Wisconsin and are used by school libraries to purchase books. Copies of the administrative action orders may be viewed online at https://ociaccess.oci.wi.gov/OrderInfo/OrdInfo.oci.

OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.

Allegations and Actions Against Agents

Stephen Ray Arnold, 6813 Graham Dr., Rowlett, TX 75089, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction which may be substantially related to insurance marketing type conduct.

David B. Bellrichard, 6845 S. 68th St. #207, Franklin, WI 53132, was ordered to make restitution in the amount of $10,000.00 not later than April 30, 2008, and until June 30, 2009, the date of the surrender of his insurance intermediary licenses, be subject to supervisory review for any recommendation for sale or exchange of an annuity to a senior consumer to assure strict compliance with the suitability requirements of s. 628.347 (2), Wis. Stat., and to certify the same to OCI. This action was based on allegations of violating ss. Ins 2.07 and 2.16 (6), Wis. Adm. Code, and s. 628.10 (2) (b), Wis. Stat., in the marketing and sale of annuity products.

Ronald Lee Bertke, 18324 Clark St. #313, Tarzana, CA 91356, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative action taken by the state of Florida on an insurance license application.

Lucas Jason Brunmeier, 2425 N. 61st St., Milwaukee, WI 53213, paid a forfeiture of $5,000.00, was ordered to make restitution of $2,276.67 to the consumer, and has had his insurance license revoked. This action was based on allegations of making unsuitable replacement and sales recommendations and misrepresenting insurance transactions to Wisconsin consumers.

Merle Lee Dillman, 7047 S. Harmony Rd., Bloomington, IN 47403, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI, a criminal conviction which may be substantially related to insurance marketing type conduct, administrative action taken by another state, and company termination with allegations of misconduct.

Janice L. Duben, 602 Spruce, Atlantic, IA 50022, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction which may be substantially related to insurance marketing type conduct.

Kurt Allen Dunlop, 330 W. Evelyn, Hazel Park, MI 48030, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and administrative action taken by another state.

Brian Donald Eck, 10706 Minnetonka Blvd., Hopkins, MN 55305, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding involvement in the enrollment of groups after his Wisconsin license was cancelled.

Lynne M. Erickson, 48 Riverview Ct., Oswego, IL 60543, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and administrative action taken by another state.

Lisa R. Folta, 11801 Alamo St. NE, Blaine, MN 55449, has had her license denied for 31 days. This action was based on allegations of failing to disclose administrative action taken by the state of Minnesota on an insurance license application and failing to disclose previous criminal convictions on an insurance license application.

Peter Gahagan, W4658 Cty. J, Plymouth, WI 53073, has had his license denied for 31 days. This action was based on allegations of failing to disclose previous criminal convictions on an insurance license application.

Shontina Montrice Gladney, N61 W14357 Brookside Dr., Menomonee Falls, WI 53051, has had her license denied for 31 days. This action was based on allegations of failing to disclose previous criminal convictions on an insurance license application.

Harvey J. Goldstein, 230 W. Suburban Ct., Fox Point, WI 53217, has had his license denied for 31 days. This action was based on allegations of failing to disclose previous administrative action taken by the state of Wisconsin on an insurance license application.

Amy Melissa Hamilton, 801 Bradbury Cir., Jordan, MN 55352, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction which may be substantially related to insurance marketing type conduct.

Jared Owen Hefti, 203 16th St. S. #202, La Crosse, WI 54601, has had his application for an insurance license denied. This action was based on allegations of a criminal conviction substantially related to insurance marketing type conduct.

Jason C. Hutter, 204 Bogert St., P.O. Box 844, Beaver Dam, WI 53916, has had his application for an insurance license denied. This action was based on allegations of criminal convictions which may be substantially related to insurance marketing type conduct.

Trent A. Johnson, 6886 Thomas Pky., Rockford, IL 61114, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative action taken by the state of Wisconsin on an insurance license application.

Ron C. Lesteve, 1810 W. Wisconsin Ave. #307A, Milwaukee, WI 53233, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI.

Mark Allen Ligman, 1913 Second Lake Dr., Junction City, WI 54443, has had his license denied for 31 days. This action was based on allegations of failing to disclose previous criminal convictions on an insurance license application.

Michael M. Lockwood, 7717 Westwood Dr., Elmwood Park, IL 60707, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and administrative action taken by another state.

Steven Arthur Pfeffer, 4545 Baxter Rd., Cottage Grove, WI 53527, has had his license denied for 31 days. This action was based on allegations of failing to disclose previous criminal convictions on an insurance license application.

Jeff E. Pope, 3073 Secretariat Ct., Aurora, IL 60502, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose administrative action taken by the state of Illinois on an insurance license application.

Cindy Lee Schuhmacher, 6109 Lake Church Rd., Belgium, WI 53004, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction which may be substantially related to insurance marketing type conduct.

Amy Lou Sikora, 200 E. Park St., New Auburn, WI 54757, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI, a criminal conviction which may be substantially related to insurance marketing type conduct, and bankruptcy or judgment.

Michael Thomas Teigen, N5608 Albany N., Mondovi, WI 54755, has had his license denied for 31 days. This action was based on allegations of failing to disclose previous criminal convictions on an insurance license application.

Keith B. Wenberg, 628 Second Ave. S., Onalaska, WI 54650, paid a forfeiture of $250.00 and was ordered to cease and desist from violations of ss. Ins 6.57 and 6.66, Wis. Adm. Code. This action was based on allegations of completing an application for insurance without being appointed as a listed agent and forwarding an application to another agent for signing, without also signing.

Allegations and Actions Against Companies

American Heritage Life Insurance Company, 1776 American Heritage Life Dr., Jacksonville, FL 32224, paid a forfeiture of $500.00, was ordered to provide the information requested within ten days of receipt of this order, and to promptly reply to all future inquiries from the Commissioner requesting a reply. This action was based on allegations of failing to respond promptly to inquiries from OCI.

Blue Cross Blue Shield of Wisconsin, 6775 W. Washington St., West Allis, WI 53214, paid a forfeiture of $1,500.00 and was ordered to provide the requested information within ten days of receipt of order, to reply promptly in writing, and to provide all information requested in response to all inquiries from the Commissioner requesting a reply. This action was based on allegations of failing to respond promptly to inquiries from OCI.

Blue Cross Blue Shield of Wisconsin, 401 W. Michigan St., Milwaukee, WI 53203, paid a forfeiture of $1,000.00. This action was based on allegations of a compliance order issued for an examination report.

Blue Cross Blue Shield of Wisconsin, 6775 W. Washington St., West Allis, WI 53214, paid a forfeiture of $1,000.00 and was ordered to provide the requested information within ten days of receipt of order, to reply promptly in writing, and to provide all information requested in response to all inquiries from the Commissioner requesting a reply. This action was based on allegations of failing to respond promptly to inquiries from OCI.

Compcare Health Services Insurance Corporation, 6775 W. Washington St., West Allis, WI 53214, paid a forfeiture of $1,000.00. This action was based on allegations of failing to comply with a previous examination order.

First Commonwealth Limited Health Service Corporation, 100 N. Corporate Dr., Brookfield, WI 53045, paid a forfeiture of $1,500.00. This action was based on allegations of failing to comply with a previous examination order.

Franklin Farmers Mutual Insurance Company, 146 W. Jefferson St., Spring Green, WI 53588, paid a forfeiture of $500.00. This action was based on allegations of failing to comply with a previous examination order.

Manitowoc Mutual Insurance Company, 100 Mill St., Reedsville, WI 54230, paid a forfeiture of $250.00. This action was based on allegations of failing to comply with a previous examination order.

Medco Health LLC, 100 Parsons Pond Dr. F3-22, Franklin Lakes, NJ 07417, was ordered to pay a forfeiture of $1,000.00 and was ordered to respond promptly to all inquiries from OCI. This action was based on allegations of failing to respond promptly to inquiries from OCI.

Southeast Mutual Insurance Company, 26530 Washington Ave., Waterford, WI 53185, paid a forfeiture of $250.00. This action was based on allegations of failing to comply with a previous examination order.

Verex Assurance, Inc., 6601 Six Forks Rd, Raleigh, NC 27615, paid a forfeiture of $1,000.00. This action was based on allegations of failing to comply with a previous examination order.

Wisconsin Compensation Rating Bureau v Ridgway LLC, 10910 W. Lapham Ave., West Allis, WI 53214, was ordered to uphold the rating classification by the Wisconsin Compensation Rating Bureau. This action was based on allegations of an incorrect rating classification by the Wisconsin Compensation Rating Bureau.

Zurich American Insurance Company, 1400 American Ln. Tower 1 19th Fl., Schaumburg, IL 60196, paid a forfeiture of $500.00 and was ordered to provide the requested information within ten days of the receipt of this order and to reply promptly in writing in response to all inquiries from the Commissioner requesting a reply. This action was based on allegations of failing to respond promptly to inquiries from OCI.

Copies of Administrative Actions