For more information, contact: Robert Luck, Consumer Attorney,
Phone: (608) 266-0082,
E-mail: robert.luck@oci.state.wi.us

Madison, WI—OCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken. This list of administrative actions does not include actions for which a separate press release is done. Any forfeitures paid in these administrative actions are deposited in the Common School Fund which is administered by the Board of Commissioners of Public Lands. The earnings from this fund are distributed to all public K-12 schools in Wisconsin and are used by school libraries to purchase books. Copies of the administrative action orders may be viewed online at https://ociaccess.oci.wi.gov/OrderInfo/OrdInfo.oci.

OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.

Allegations and Actions Against Agents

Gerald D. Drewek, N3573 Haas Rd., Jefferson, WI 53549, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Ruben T. Fields, 6315 W. Spencer Pl., Milwaukee, WI 53218, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Daniel L. Frey, 304 Cardinal Cir., Mayville, WI 53050, has had his license denied for 31 days. This action was based on allegations of failing to disclose previous criminal convictions on an insurance license application and a criminal conviction substantially related to insurance marketing type conduct.

Mike A. Huser, 2718 Hilltop Dr., Sun Prairie, WI 53590, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Chrisetta E. Jackson, 4655 N. 44th St., Milwaukee, WI 53218, has had her insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Jeffrey L. Kothe, 6242 Adobe Way, Madison, WI 53719, paid a forfeiture of $5,000.00 and was ordered to cease and desist from any activity in violation of s. 628.345, Wis. Stat. This action was based on allegations of doing an insurance business without proper authority.

Rhonda R. Kothe, 6242 Adobe Way, Madison, WI 53719, paid a forfeiture of $5,000.00 and was ordered to cease and desist from any further violation of ss. 628.34 and 628.345, Wis. Stat., and has had her license suspended for 730 days. This action was based on allegations of engaging in the business of insurance in association with an intermediary whose license had been revoked.

Kenneth R. Lock, 4101 N. Elmhurst Rd., Milwaukee, WI 53216, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Nathaniel K. Lynn, 4733 W. North Ave., Milwaukee, WI 53208, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Ramin Hosseini Madani, 3512 83rd St., Woodridge, IL 60517, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative actions taken by the states of California and Indiana on an insurance license application.

Nancy L. Paquette, W331 S539 Erin Way, Delafield, WI 53018, paid a forfeiture of $20,000.00 and has had her insurance license revoked. This action was based on allegations of utilizing premiums and policyholder refunds for her own use, misrepresenting and altering policy coverage without consent, and initiating and maintaining false individual life and health insurance policies.

Karen K. Pardee, 663 Frances St., Kaukauna, WI 54130, paid a forfeiture of $1,500.00 and was ordered to cease and desist from violating Wisconsin Medicare supplement advertising regulations. This action was based on allegations of using Medicare supplement insurance advertising not in compliance with regulations and making misleading representations in the advertisements.

Rodney James Rader, 6109 Birchwood Ln., Schofield, WI 54476, has had his application for an insurance license denied. This action was based on allegations of criminal convictions substantially related to insurance marketing type conduct and failing to report criminal convictions to OCI when previously licensed.

Daniel C. Rosenthal, 604 S. 27th St., Sheboygan, WI 53081, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and misrepresentation of prelicensing education courses taken.

James T. Smith, 1577 Grey Owl Ct., Oregon, WI 53532, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Robert F. Spoerl, 1140 Fond du Lac Ave. #75, Kewaskum, WI 53040, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Paul Christian Staudt, 1920 Russet Ct. #5, Appleton, WI 54914, has had his license denied for 31 days. This action was based on allegations of failing to disclose previous Wisconsin administrative actions on an insurance license application.

Jacob Voelkner, 352 Wisconsin Ave. #12, Waukesha, WI 53186, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Allegations and Actions Against Companies

Austin Mutual Insurance Company, 10 Second St. NE Ste. 300, Minneapolis, MN 55413, paid a forfeiture of $1,500.00 and was ordered to provide proper renewal or nonrenewal notices to its insureds. This action was based on allegations of issuing an improper nonrenewal of an insurance policy.

Jetco Marketing Group, Inc., 6242 Adobe Way, Madison, WI 53719, paid a forfeiture of $1,000.00 and was ordered to cease and desist from any activity in violation of s. 628.345, Wis. Stat. This action was based on allegations of engaging in prohibited insurance practices in association with an insurance intermediary whose license had been revoked.

Motorcycle Management Consulting Services, Inc., 905 Hyde Ct., Costa Mesa, CA 92626-6900, paid a forfeiture of $1,000.00 and was ordered to file a financial statement prepared on an accrual basis in accordance with generally accepted accounting principles and audited by an independent certified accountant for the calendar year ending December 31, 2005. This action was based on allegations of failing to file a required financial statement by the due date.

National States Insurance Company, 1830 Craig Park Ct., St. Louis, MO 63146, paid a forfeiture of $50,000.00 and was ordered to fully comply with Wisconsin insurance laws including s. 632.895 (3), Wis. Stat., and s. Ins 3.39 (5) (c) 2 and 6, Wis. Adm. Code, and has paid $29,455.66 in restitution for four identified claims. This action was based on allegations of failing to properly pay Medicare supplement claims in accordance with the terms of its policies and Wisconsin insurance laws and failing to comply with the nursing home coverage mandate in s. 632.895 (3), Wis. Stat.

Network Health Plan, P.O. Box 120, Menasha, WI 54952, paid a forfeiture of $20,000.00. This action was based on allegations of failing to comply with previous examination orders.

Copies of Administrative Actions