For more information, contact: Robert Luck, Consumer Attorney,
Phone: (608) 266-0082,
E-mail: robert.luck@oci.state.wi.us

Madison, WI - OCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken.

OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.

Allegations and Actions Against Agents

James K. Champeau, 724 Adams St., Little Chute, WI 54140, has had his application for an insurance license denied. This action was based on allegations of a criminal conviction substantially related to insurance marketing type conduct.

David Allen Doyle, 4445 Breton Rd. SE #208, Grand Rapids, MI 49508, has had his insurance license revoked. This action was based on allegations of failing to disclose on an insurance intermediary license application a criminal conviction and failure to report an administrative action taken by the state of Florida. Agent Doyle did not appear at the hearing or prehearing.

Randy L. Kapellusch, 1000 Harmony Dr., Racine, WI 53402, has had his insurance license revoked. This action was based on allegations of failing to forward premiums to the insurer and not submitting applications to the insurer.

Greg K. Knafelc, 1750 Cabinet Maker Ct., Green Bay, WI 54303, paid a forfeiture of $250.00 and was ordered to cease and desist from violating s. 6.61 (16), Wis. Adm. Code. This action was based on allegations of failure to notify OCI of administrative action by the Wisconsin Department of Financial Institutions in violation of s. 6.61(16) Wis. Adm. Code.

Kurt L. Meister, 1275 11th Ct. SW, North Bend, WA 98045, agreed to pay a forfeiture of $250.00 and agreed to respond promptly to inquiries from OCI. This action was based on allegations of failing to respond promptly to inquiries from OCI.

Sheila M. Penoske, 610 Trenton St., Fox Lake, WI 53933, agreed to not reapply for an insurance license in the future and agreed to surrender her insurance agent's license. This action was based on allegations of making false or misleading statements on insurance applications.

Allegations and Actions Against Companies

CNA Group Life Assurance Company, CNA Plaza 36S, Chicago, IL 60685, paid a forfeiture of $500.00 and was ordered to reply promptly to all OCI inquiries. This action was based on allegations of failing to respond promptly to inquiries from OCI.

Care-Plus Dental Plans, Inc., 11711 W. Burleigh St., Wauwatosa, WI 53222, paid a forfeiture of $500.00 and was ordered to provide the information requested and promptly respond to all inquiries. This action was based on allegations of failing to respond promptly to inquiries from OCI.

Care-Plus Dental Plans, Inc., 11711 W. Burleigh St., Wauwatosa, WI 53222, paid a forfeiture of $1,000.00 and was ordered to respond promptly to all inquiries from OCI. This action was based on allegations of failing to respond promptly to inquiries from OCI.

Care-Plus Dental Plans, Inc., 11711 W. Burleigh St., Wauwatosa, WI 53222, paid a forfeiture of $500.00. This action was based on allegations of failing to comply with a previous examination order.

Conseco Health Insurance Company, 11815 N. Pennsylvania St., Carmel, IN 46032, was ordered to pay a forfeiture of $11,000.00 and was ordered to comply with s. Ins. 3.39 (4) (a) 15, Wis. Adm. Code. This action was based on allegations of failing to properly provide for midterm cancellation of Medicare supplement policies and failure to issue immediate pro rata refunds of premiums. The Respondent did not admit the allegations but consented to the order.

Hartford Underwriters Insurance Company, Hartford Plaza, Hartford, CT 06115, paid a forfeiture of $1,000.00 and was ordered to provide the information requested and promptly reply in writing to all future requests for information. This action was based on allegations of failing to respond promptly to inquiries from OCI.

Integrity Life Insurance Company, 515 W. Market St. 8th Fl., Louisville, KY 40202, paid a forfeiture of $500.00 and was ordered to respond promptly to inquiries from OCI. This action was based on allegations of failing to respond promptly to inquiries from OCI.

Progressive Northern Insurance Company, 6300 Wilson Mills Rd., Mayfield Village, OH 44143, paid a forfeiture of $500.00 and was ordered to promptly reply to future requests from OCI. This action was based on allegations of failing to respond promptly to inquiries from OCI.

Sentry Insurance a Mutual Company, 1800 N. Point Dr., Stevens Point, WI 54481, paid a forfeiture of $2,500.00 and was ordered to cease and desist from canceling insurance policies midterm for underwriting reasons and to cease and desist from misrepresenting termination reasons to the Wisconsin Compensation Rating Bureau. This action was based on allegations of issuing an improper midterm cancellation of an insurance policy.

Viking Insurance Company of Wisconsin, P.O. Box 1000, Charlotte, NC 28201, paid a forfeiture of $1,500.00. This action was based on allegations of issuing improper midterm cancellation notices and failing to respond to an order issued by OCI.

Copies of Administrative Actions